This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade B 128 complaints

Larry H. Miller Group of Companies - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade B.

Complaints by issue type

What consumers report about Larry H. Miller Group of Companies

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

B

Grade B · 65.6/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of B: Larry H. Miller Group of Companies ranks ahead of 60% of the 5,283 collectors PlainCollector grades - 40% keep a cleaner CFPB record, on 128 all-time complaints and a 100% timely-response rate.

60th pct
reputation rank of 5,283 graded collectors
128
CFPB complaints, all-time
100%
answered inside the CFPB window
68
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Larry H. Miller Group of Companies?

Larry H. Miller Group of Companies has accumulated 128 total CFPB complaints across 27 states, with 68 filed in the most recent 12 months against 60 historical complaints before that window. The trailing-12-month volume represents 53.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Attempted to collect wrong amount". The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 27 states, led by Illinois with 21 and Texas with 12. Normalized against the full CFPB collector database, the reputation score of 65.6/100 places Larry H. Miller Group of Companies in grade band B.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

128

mid-volume (CCDB)

Last 12 months

68

53.1% of all-time complaints

Rising ↑

States active

27

multi-region footprint

Timely response rate

100%

excellent band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

B

65.6/100 composite

How does Larry H. Miller Group of Companies's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

66 60th percentile higher than 60% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Larry H. Miller Group of Companies versus the debt-collection vertical average.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 48.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Larry H. Miller Group of Companies compare to its peers?

How does Larry H. Miller Group of Companies compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Larry H. Miller Group … National average
Complaints (last 12 mo)lower is better
68
27
268
Timely-response ratehigher is better
100%
98%
91%
Consumer-dispute ratelower is better
0%
32%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 47
False statements or representation - 25
Took or threatened to take negative or legal action - 23
Written notification about debt - 14
Communication tactics - 10
Electronic communications - 5
Threatened to contact someone or share information improperly - 3
Improper contact or sharing of info - 1

Where do complaints against Larry H. Miller Group of Companies come from?

Larry H. Miller Group of Companies's own per-state count, not a national baseline.

Top states by complaints against Larry H. Miller Group of Companies

Across 27 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Larry H. Miller Group of Companies contacts you

A grade of B signals how Larry H. Miller Group of Companies's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Larry H. Miller Group of Companies and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Larry H. Miller Group of Companies ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Larry H. Miller Group of Companies? ▼

The most common issue consumers report about Larry H. Miller Group of Companies is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 128 complaints filed with the CFPB.

Are complaints against Larry H. Miller Group of Companies increasing or decreasing? ▼

Complaints against Larry H. Miller Group of Companies are rising. The company received 68 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Larry H. Miller Group of Companies's reputation grade? ▼

Larry H. Miller Group of Companies has a reputation grade of B (score: 65.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Larry H. Miller Group of Companies respond to consumer complaints? ▼

Larry H. Miller Group of Companies has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Larry H. Miller Group of Companies operate? ▼

Larry H. Miller Group of Companies has received CFPB complaints from consumers in 27 states, with the most complaints from Illinois (21 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.