Total CFPB complaints
6
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 6 complaints
LAND HOME FINANCIAL SERVICES — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about LAND HOME FINANCIAL SERVICES
- False statements or representation
False statements or representation
2 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
1 complaints
- Disclosure verification of debt
Disclosure verification of debt
1 complaints
A
Grade A · 82.3/100 composite
This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
What do CFPB complaints reveal about LAND HOME FINANCIAL SERVICES?
LAND HOME FINANCIAL SERVICES has accumulated 6 total CFPB complaints across 5 states, with 1 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 16.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by Georgia with 2 and Michigan with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 82.3/100 places LAND HOME FINANCIAL SERVICES in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
16.7% of total history
Rising ↑
States active
5
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
A
82.3/100 composite
Response-quality profile
How LAND HOME FINANCIAL SERVICES performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does LAND HOME FINANCIAL SERVICES compare to its peers?
LAND HOME FINANCIAL SE… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-10 2025-12
Top Consumer Issues
False statements or representation2 (%)
Cont'd attempts collect debt not owed1 (%)
Took or threatened to take negative or legal action2 (%)
Disclosure verification of debt1 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 2 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
Where do complaints against LAND HOME FINANCIAL SERVICES come from?
The states where consumers have filed the most CFPB complaints against LAND HOME FINANCIAL SERVICES. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against LAND HOME FINANCIAL SERVICES
Across 5 states with at least one filing
- Georgia
Georgia
2 complaints
- Michigan
Michigan
1 complaints
- Nevada
Nevada
1 complaints
- Minnesota
Minnesota
1 complaints
- Florida
Florida
1 complaints
Frequently Asked Questions
What is the most common complaint against LAND HOME FINANCIAL SERVICES? ▼
The most common issue consumers report about LAND HOME FINANCIAL SERVICES is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 6 complaints filed with the CFPB.
Are complaints against LAND HOME FINANCIAL SERVICES increasing or decreasing? ▼
Complaints against LAND HOME FINANCIAL SERVICES are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is LAND HOME FINANCIAL SERVICES's reputation grade? ▼
LAND HOME FINANCIAL SERVICES has a reputation grade of A (score: 82.3/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.
Does LAND HOME FINANCIAL SERVICES respond to consumer complaints? ▼
LAND HOME FINANCIAL SERVICES has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does LAND HOME FINANCIAL SERVICES operate? ▼
LAND HOME FINANCIAL SERVICES has received CFPB complaints from consumers in 5 states, with the most complaints from Georgia (2 complaints).
What can I do if LAND HOME FINANCIAL SERVICES is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If LAND HOME FINANCIAL SERVICES violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |