Total CFPB complaints
20
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 20 complaints
Kubota North America Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 11 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Kubota North America Corporation
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
7 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Communication tactics 2
Communication tactics
2 complaints
- Electronic communications 2
Electronic communications
2 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
C
Grade C · 61.5/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Kubota North America Corporation?
Kubota North America Corporation has accumulated 20 total CFPB complaints across 11 states, with 13 filed in the most recent 12 months against 7 historical complaints before that window. The trailing-12-month volume represents 65.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 11 states, led by New York with 4 and Texas with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 61.5/100 places Kubota North America Corporation in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
13
65.0% of total history
Rising ↑
States active
11
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
61.5/100 composite
Response-quality profile
How Kubota North America Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 19.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Kubota North America Corporation compare to its peers?
Kubota North America C… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-10 2026-01
Top Consumer Issues
Took or threatened to take negative or legal action7 (%)
Attempts to collect debt not owed4 (%)
False statements or representation2 (%)
Communication tactics2 (%)
Electronic communications2 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Attempts to collect debt not owed | Debt is not yours | 4 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Electronic communications | You told them to stop contacting you, but they keep trying | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Threatened to contact someone or share information improperly | Contacted you after you asked them to stop | 1 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
| Electronic communications | Frequent or repeated messages | 1 |
Where do complaints against Kubota North America Corporation come from?
The states where consumers have filed the most CFPB complaints against Kubota North America Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Kubota North America Corporation
Across 11 states with at least one filing
- New York
New York
4 complaints
- Texas
Texas
3 complaints
- Florida
Florida
3 complaints
- Georgia
Georgia
2 complaints
- South Carolina
South Carolina
2 complaints
- Arkansas 1
Arkansas
1 complaints
- Mississippi 1
Mississippi
1 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Kubota North America Corporation? ▼
The most common issue consumers report about Kubota North America Corporation is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 20 complaints filed with the CFPB.
Are complaints against Kubota North America Corporation increasing or decreasing? ▼
Complaints against Kubota North America Corporation are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Kubota North America Corporation's reputation grade? ▼
Kubota North America Corporation has a reputation grade of C (score: 61.5/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Kubota North America Corporation respond to consumer complaints? ▼
Kubota North America Corporation has a 100% timely response rate to CFPB complaints.
In how many states does Kubota North America Corporation operate? ▼
Kubota North America Corporation has received CFPB complaints from consumers in 11 states, with the most complaints from New York (4 complaints).
What can I do if Kubota North America Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Kubota North America Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |