This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 13,730 complaints

Kriya Capital, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 52 states, reputation grade D.

Complaints by issue type

What consumers report about Kriya Capital, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 56.7/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Kriya Capital, LLC ranks ahead of 31% of the 5,283 collectors PlainCollector grades - 69% keep a cleaner CFPB record, on 13,730 all-time complaints and a 100% timely-response rate.

31st pct
reputation rank of 5,283 graded collectors
13,730
CFPB complaints, all-time
100%
answered inside the CFPB window
6,512
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Kriya Capital, LLC?

Kriya Capital, LLC has accumulated 13,730 total CFPB complaints across 52 states, with 6,512 filed in the most recent 12 months against 7,218 historical complaints before that window. The trailing-12-month volume represents 47.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 13% consumer-dispute-after-response rate.

Complaints have been recorded across 52 states, led by Texas with 2,047 and Florida with 1,517. Normalized against the full CFPB collector database, the reputation score of 56.7/100 places Kriya Capital, LLC in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

13,730

mega-volume (CCDB)

Last 12 months

6,512

47.4% of all-time complaints

Rising ↑

States active

52

nationwide footprint

Timely response rate

100%

excellent band

Consumer disputes

13%

average (vertical avg ~19%)

Reputation grade

D

56.7/100 composite

How does Kriya Capital, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 31st percentile higher than 31% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Kriya Capital, LLC versus the debt-collection vertical average.

Timely response within SLA 99.8%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 13.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 92.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Kriya Capital, LLC compare to its peers?

How does Kriya Capital, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Kriya Capital, LLC National average
Complaints (last 12 mo)lower is better
6,512
3,164
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
13%
14%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-08 2020-07

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 7,159
Written notification about debt - 2,223
Took or threatened to take negative or legal action - 1,814
False statements or representation - 1,336
Communication tactics - 725
Cont'd attempts collect debt not owed - 176
Electronic communications - 139
Threatened to contact someone or share information improperly - 82
Disclosure verification of debt - 64
Improper contact or sharing of info - 11

Where do complaints against Kriya Capital, LLC come from?

Kriya Capital, LLC's own per-state count, not a national baseline.

Top states by complaints against Kriya Capital, LLC

Across 52 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Kriya Capital, LLC contacts you

A grade of D signals how Kriya Capital, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Kriya Capital, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Kriya Capital, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Kriya Capital, LLC? ▼

The most common issue consumers report about Kriya Capital, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 13,730 complaints filed with the CFPB.

Are complaints against Kriya Capital, LLC increasing or decreasing? ▼

Complaints against Kriya Capital, LLC are rising. The company received 6,512 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Kriya Capital, LLC's reputation grade? ▼

Kriya Capital, LLC has a reputation grade of D (score: 56.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Kriya Capital, LLC respond to consumer complaints? ▼

Kriya Capital, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Kriya Capital, LLC operate? ▼

Kriya Capital, LLC has received CFPB complaints from consumers in 52 states, with the most complaints from Texas (2,047 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.