Total CFPB complaints
11,450
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 11,450 complaints
Kriya Capital, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 52 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Kriya Capital, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
5,793 complaints
- Written notification about debt 1,885
Written notification about debt
1,885 complaints
- Took or threatened to take negative or legal action 1,285
Took or threatened to take negative or legal action
1,285 complaints
- False statements or representation 1,084
False statements or representation
1,084 complaints
- Communication tactics 612
Communication tactics
612 complaints
- Cont'd attempts collect debt not owed 112
Cont'd attempts collect debt not owed
112 complaints
D
Grade D · 56.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Kriya Capital, LLC?
Kriya Capital, LLC has accumulated 11,450 total CFPB complaints across 52 states, with 5,178 filed in the most recent 12 months against 6,272 historical complaints before that window. The trailing-12-month volume represents 45.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 13% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 52 states, led by Texas with 1,668 and Florida with 1,280, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.7/100 places Kriya Capital, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
5,178
45.2% of total history
Rising ↑
States active
52
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
13%
After company response
Reputation grade
D
56.7/100 composite
Response-quality profile
How Kriya Capital, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.8%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 26.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 92.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Kriya Capital, LLC compare to its peers?
Kriya Capital, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed5,793 (%)
Took or threatened to take negative or legal action1,285 (%)
Written notification about debt1,885 (%)
False statements or representation1,084 (%)
Communication tactics612 (%)
Cont'd attempts collect debt not owed112 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 3,402 |
| Attempts to collect debt not owed | Debt was result of identity theft | 1,808 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1,285 |
| Written notification about debt | Didn't receive enough information to verify debt | 1,196 |
| False statements or representation | Attempted to collect wrong amount | 1,084 |
| Written notification about debt | Didn't receive notice of right to dispute | 689 |
| Attempts to collect debt not owed | Debt was paid | 583 |
| Communication tactics | Frequent or repeated calls | 442 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 170 |
| Cont'd attempts collect debt not owed | Debt is not mine | 112 |
Where do complaints against Kriya Capital, LLC come from?
The states where consumers have filed the most CFPB complaints against Kriya Capital, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Kriya Capital, LLC
Across 52 states with at least one filing
- Texas
Texas
1,668 complaints
- Florida
Florida
1,280 complaints
- Georgia
Georgia
1,040 complaints
- California
California
1,024 complaints
- Illinois 574
Illinois
574 complaints
- Louisiana 422
Louisiana
422 complaints
- Pennsylvania 409
Pennsylvania
409 complaints
- New York 380
New York
380 complaints
Frequently Asked Questions
What is the most common complaint against Kriya Capital, LLC? ▼
The most common issue consumers report about Kriya Capital, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 11,450 complaints filed with the CFPB.
Are complaints against Kriya Capital, LLC increasing or decreasing? ▼
Complaints against Kriya Capital, LLC are rising. The company received 5,178 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Kriya Capital, LLC's reputation grade? ▼
Kriya Capital, LLC has a reputation grade of D (score: 56.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Kriya Capital, LLC respond to consumer complaints? ▼
Kriya Capital, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.
In how many states does Kriya Capital, LLC operate? ▼
Kriya Capital, LLC has received CFPB complaints from consumers in 52 states, with the most complaints from Texas (1,668 complaints).
What can I do if Kriya Capital, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Kriya Capital, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |