This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 43 complaints

KP Asset Consulting LLC - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade F.

Complaints by issue type

What consumers report about KP Asset Consulting LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 28.5/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: KP Asset Consulting LLC ranks ahead of 0% of the 5,283 collectors PlainCollector grades - 100% keep a cleaner CFPB record, on 43 all-time complaints and a 19% timely-response rate.

0th pct
reputation rank of 5,283 graded collectors
43
CFPB complaints, all-time
19%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about KP Asset Consulting LLC?

KP Asset Consulting LLC has accumulated 43 total CFPB complaints across 17 states, with 0 filed in the most recent 12 months against 43 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls". The company posts a 19% timely-response rate.

Complaints have been recorded across 17 states, led by California with 10 and Kentucky with 4. Normalized against the full CFPB collector database, the reputation score of 28.5/100 places KP Asset Consulting LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

43

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

17

regional footprint

Timely response rate

19%

below sla band

Reputation grade

F

28.5/100 composite

How does KP Asset Consulting LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

28 Bottom 1% higher than 0% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). This entry sits in this band. 30–40: 160 graded collectors (3%). Above this entry. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

KP Asset Consulting LLC versus the debt-collection vertical average.

Timely response within SLA 18.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 30.4%

Share of US states + territories with at least one filed complaint against this collector.

How does KP Asset Consulting LLC compare to its peers?

How does KP ASSET CONSULTING LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
KP ASSET CONSULTING LL… National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
19%
23%
91%
Consumer-dispute ratelower is better
0%
6%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-01 2026-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics - 18
Took or threatened to take negative or legal action - 12
Threatened to contact someone or share information improperly - 8
False statements or representation - 4
Written notification about debt - 1

Where do complaints against KP Asset Consulting LLC come from?

KP Asset Consulting LLC's own per-state count, not a national baseline.

Top states by complaints against KP Asset Consulting LLC

Across 17 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if KP Asset Consulting LLC contacts you

A grade of F signals how KP Asset Consulting LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really KP Asset Consulting LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how KP Asset Consulting LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against KP Asset Consulting LLC? ▼

The most common issue consumers report about KP Asset Consulting LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 43 complaints filed with the CFPB.

Are complaints against KP Asset Consulting LLC increasing or decreasing? ▼

Complaints against KP Asset Consulting LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is KP Asset Consulting LLC's reputation grade? ▼

KP Asset Consulting LLC has a reputation grade of F (score: 28.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does KP Asset Consulting LLC respond to consumer complaints? ▼

KP Asset Consulting LLC has a 19% timely response rate to CFPB complaints.

In how many states does KP Asset Consulting LLC operate? ▼

KP Asset Consulting LLC has received CFPB complaints from consumers in 17 states, with the most complaints from California (10 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.