Total CFPB complaints
43
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 43 complaints
KP ASSET CONSULTING LLC — Debt Collector Complaint Profile
CFPB complaint profile across 17 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about KP ASSET CONSULTING LLC
- Communication tactics
Communication tactics
18 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
10 complaints
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
8 complaints
- False statements or representation 3
False statements or representation
3 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
F
Grade F · 28.5/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about KP ASSET CONSULTING LLC?
KP ASSET CONSULTING LLC has accumulated 43 total CFPB complaints across 17 states, with 0 filed in the most recent 12 months against 43 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 19% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 17 states, led by California with 10 and Texas with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 28.5/100 places KP ASSET CONSULTING LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
17
Distinct state filings
Timely response rate
19%
Within CFPB SLA window
Reputation grade
F
28.5/100 composite
Response-quality profile
How KP ASSET CONSULTING LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 18.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 30.4%
Share of US states + territories with at least one filed complaint against this collector.
How does KP ASSET CONSULTING LLC compare to its peers?
KP ASSET CONSULTING LL… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-03 2024-12
Top Consumer Issues
Communication tactics18 (%)
Threatened to contact someone or share information improperly8 (%)
Took or threatened to take negative or legal action10 (%)
False statements or representation3 (%)
Written notification about debt1 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 10 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 6 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 4 |
| Communication tactics | Used obscene, profane, or other abusive language | 4 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 4 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 3 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 3 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 3 |
| Threatened to contact someone or share information improperly | Contacted you after you asked them to stop | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
Where do complaints against KP ASSET CONSULTING LLC come from?
The states where consumers have filed the most CFPB complaints against KP ASSET CONSULTING LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against KP ASSET CONSULTING LLC
Across 17 states with at least one filing
- California
California
10 complaints
- Texas
Texas
4 complaints
- Kentucky
Kentucky
4 complaints
- Oklahoma 3
Oklahoma
3 complaints
- Indiana 3
Indiana
3 complaints
- South Carolina 3
South Carolina
3 complaints
- Ohio 3
Ohio
3 complaints
- Minnesota 2
Minnesota
2 complaints
Frequently Asked Questions
What is the most common complaint against KP ASSET CONSULTING LLC? ▼
The most common issue consumers report about KP ASSET CONSULTING LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 43 complaints filed with the CFPB.
Are complaints against KP ASSET CONSULTING LLC increasing or decreasing? ▼
Complaints against KP ASSET CONSULTING LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is KP ASSET CONSULTING LLC's reputation grade? ▼
KP ASSET CONSULTING LLC has a reputation grade of F (score: 28.5/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does KP ASSET CONSULTING LLC respond to consumer complaints? ▼
KP ASSET CONSULTING LLC has a 19% timely response rate to CFPB complaints.
In how many states does KP ASSET CONSULTING LLC operate? ▼
KP ASSET CONSULTING LLC has received CFPB complaints from consumers in 17 states, with the most complaints from California (10 complaints).
What can I do if KP ASSET CONSULTING LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If KP ASSET CONSULTING LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |