This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 312 complaints

Kingston Data & Credit International Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 38 states, reputation grade F.

Complaints by issue type

What consumers report about Kingston Data & Credit International Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 36.6/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Kingston Data & Credit International Inc. ranks ahead of 2% of the 5,283 collectors PlainCollector grades - 98% keep a cleaner CFPB record, on 312 all-time complaints and a 96% timely-response rate.

2nd pct
reputation rank of 5,283 graded collectors
312
CFPB complaints, all-time
96%
answered inside the CFPB window
117
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Kingston Data & Credit International Inc.?

Kingston Data & Credit International Inc. has accumulated 312 total CFPB complaints across 38 states, with 117 filed in the most recent 12 months against 195 historical complaints before that window. The trailing-12-month volume represents 37.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 96% timely-response rate against a 100% consumer-dispute-after-response rate.

Complaints have been recorded across 38 states, led by Texas with 47 and Georgia with 25. Normalized against the full CFPB collector database, the reputation score of 36.6/100 places Kingston Data & Credit International Inc. in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

312

mid-volume (CCDB)

Last 12 months

117

37.5% of all-time complaints

Rising ↑

States active

38

multi-region footprint

Timely response rate

96%

excellent band

Consumer disputes

100%

high (vertical avg ~19%)

Reputation grade

F

36.6/100 composite

How does Kingston Data & Credit International Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

37 Bottom 2% higher than 2% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). This entry sits in this band. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Kingston Data & Credit International Inc. versus the debt-collection vertical average.

Timely response within SLA 95.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 100.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 67.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Kingston Data & Credit International Inc. compare to its peers?

How does Kingston Data & Credit International Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Kingston Data & Credit… National average
Complaints (last 12 mo)lower is better
117
50
268
Timely-response ratehigher is better
96%
99%
91%
Consumer-dispute ratelower is better
100%
19%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-02 2014-02

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 137
Written notification about debt - 77
Took or threatened to take negative or legal action - 51
False statements or representation - 39
Communication tactics - 5
Cont'd attempts collect debt not owed - 1
Threatened to contact someone or share information improperly - 1
Electronic communications - 1

Where do complaints against Kingston Data & Credit International Inc. come from?

Kingston Data & Credit International Inc.'s own per-state count, not a national baseline.

Top states by complaints against Kingston Data & Credit International Inc.

Across 38 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Kingston Data & Credit International Inc. contacts you

A grade of F signals how Kingston Data & Credit International Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Kingston Data & Credit International Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Kingston Data & Credit International Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Kingston Data & Credit International Inc.? ▼

The most common issue consumers report about Kingston Data & Credit International Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 312 complaints filed with the CFPB.

Are complaints against Kingston Data & Credit International Inc. increasing or decreasing? ▼

Complaints against Kingston Data & Credit International Inc. are rising. The company received 117 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Kingston Data & Credit International Inc.'s reputation grade? ▼

Kingston Data & Credit International Inc. has a reputation grade of F (score: 36.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Kingston Data & Credit International Inc. respond to consumer complaints? ▼

Kingston Data & Credit International Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Kingston Data & Credit International Inc. operate? ▼

Kingston Data & Credit International Inc. has received CFPB complaints from consumers in 38 states, with the most complaints from Texas (47 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.