Total CFPB complaints
271
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 271 complaints
Kingston Data & Credit International Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 37 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Kingston Data & Credit International Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
115 complaints
- Written notification about debt
Written notification about debt
68 complaints
- Took or threatened to take negative or legal action 40
Took or threatened to take negative or legal action
40 complaints
- False statements or representation 37
False statements or representation
37 complaints
- Communication tactics 3
Communication tactics
3 complaints
F
Grade F · 36.6/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Kingston Data & Credit International Inc.?
Kingston Data & Credit International Inc. has accumulated 271 total CFPB complaints across 37 states, with 93 filed in the most recent 12 months against 178 historical complaints before that window. The trailing-12-month volume represents 34.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate against a 100% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 37 states, led by Texas with 39 and Georgia with 23, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 36.6/100 places Kingston Data & Credit International Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
93
34.3% of total history
Rising ↑
States active
37
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Consumer disputes
100%
After company response
Reputation grade
F
36.6/100 composite
Response-quality profile
How Kingston Data & Credit International Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 95.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 66.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Kingston Data & Credit International Inc. compare to its peers?
Kingston Data & Credit… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed115 (%)
Written notification about debt68 (%)
Took or threatened to take negative or legal action40 (%)
False statements or representation37 (%)
Communication tactics3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 83 |
| Written notification about debt | Didn't receive enough information to verify debt | 48 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 40 |
| False statements or representation | Attempted to collect wrong amount | 32 |
| Written notification about debt | Didn't receive notice of right to dispute | 20 |
| Attempts to collect debt not owed | Debt was result of identity theft | 19 |
| Attempts to collect debt not owed | Debt was paid | 13 |
| False statements or representation | Indicated you were committing crime by not paying debt | 3 |
| Communication tactics | Frequent or repeated calls | 3 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 2 |
Where do complaints against Kingston Data & Credit International Inc. come from?
The states where consumers have filed the most CFPB complaints against Kingston Data & Credit International Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Kingston Data & Credit International Inc.
Across 37 states with at least one filing
- Texas
Texas
39 complaints
- Georgia
Georgia
23 complaints
- California
California
20 complaints
- Florida
Florida
18 complaints
- Louisiana
Louisiana
17 complaints
- Illinois 15
Illinois
15 complaints
- Virginia 15
Virginia
15 complaints
- Pennsylvania 12
Pennsylvania
12 complaints
Frequently Asked Questions
What is the most common complaint against Kingston Data & Credit International Inc.? ▼
The most common issue consumers report about Kingston Data & Credit International Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 271 complaints filed with the CFPB.
Are complaints against Kingston Data & Credit International Inc. increasing or decreasing? ▼
Complaints against Kingston Data & Credit International Inc. are rising. The company received 93 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Kingston Data & Credit International Inc.'s reputation grade? ▼
Kingston Data & Credit International Inc. has a reputation grade of F (score: 36.6/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Kingston Data & Credit International Inc. respond to consumer complaints? ▼
Kingston Data & Credit International Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.
In how many states does Kingston Data & Credit International Inc. operate? ▼
Kingston Data & Credit International Inc. has received CFPB complaints from consumers in 37 states, with the most complaints from Texas (39 complaints).
What can I do if Kingston Data & Credit International Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Kingston Data & Credit International Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |