Total CFPB complaints
1,425
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 1,425 complaints
Kikoff Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 47 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Kikoff Inc.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
490 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
468 complaints
- False statements or representation 169
False statements or representation
169 complaints
- Written notification about debt 112
Written notification about debt
112 complaints
- Confusing or misleading advertising or marketing 36
Confusing or misleading advertising or marketing
36 complaints
- Didn't provide services promised 31
Didn't provide services promised
31 complaints
F
Grade F · 48.3/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Kikoff Inc.?
Kikoff Inc. has accumulated 1,425 total CFPB complaints across 47 states, with 1,036 filed in the most recent 12 months against 389 historical complaints before that window. The trailing-12-month volume represents 72.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 47 states, led by Texas with 222 and Florida with 181, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 48.3/100 places Kikoff Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1,036
72.7% of total history
Rising ↑
States active
47
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
F
48.3/100 composite
Response-quality profile
How Kikoff Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 83.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Kikoff Inc. compare to its peers?
Kikoff Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action490 (%)
Attempts to collect debt not owed468 (%)
False statements or representation169 (%)
Written notification about debt112 (%)
Confusing or misleading advertising or marketing36 (%)
Didn't provide services promised31 (%)
Charged upfront or unexpected fees22 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 490 |
| Attempts to collect debt not owed | Debt is not yours | 257 |
| False statements or representation | Attempted to collect wrong amount | 169 |
| Attempts to collect debt not owed | Debt was result of identity theft | 156 |
| Written notification about debt | Didn't receive enough information to verify debt | 73 |
| Attempts to collect debt not owed | Debt was paid | 55 |
| Written notification about debt | Didn't receive notice of right to dispute | 39 |
| Confusing or misleading advertising or marketing | — | 36 |
| Didn't provide services promised | — | 31 |
| Charged upfront or unexpected fees | — | 22 |
Where do complaints against Kikoff Inc. come from?
The states where consumers have filed the most CFPB complaints against Kikoff Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Kikoff Inc.
Across 47 states with at least one filing
- Texas
Texas
222 complaints
- Florida
Florida
181 complaints
- Georgia
Georgia
132 complaints
- North Carolina 87
North Carolina
87 complaints
- South Carolina 86
South Carolina
86 complaints
- California 85
California
85 complaints
- Pennsylvania 57
Pennsylvania
57 complaints
- Illinois 51
Illinois
51 complaints
Frequently Asked Questions
What is the most common complaint against Kikoff Inc.? ▼
The most common issue consumers report about Kikoff Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 1,425 complaints filed with the CFPB.
Are complaints against Kikoff Inc. increasing or decreasing? ▼
Complaints against Kikoff Inc. are rising. The company received 1,036 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Kikoff Inc.'s reputation grade? ▼
Kikoff Inc. has a reputation grade of F (score: 48.3/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Kikoff Inc. respond to consumer complaints? ▼
Kikoff Inc. has a 100% timely response rate to CFPB complaints.
In how many states does Kikoff Inc. operate? ▼
Kikoff Inc. has received CFPB complaints from consumers in 47 states, with the most complaints from Texas (222 complaints).
What can I do if Kikoff Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Kikoff Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |