This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 196 complaints

Kelsting Group, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade D.

Complaints by issue type

What consumers report about Kelsting Group, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 55.1/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Kelsting Group, Inc. ranks ahead of 25% of the 5,283 collectors PlainCollector grades - 75% keep a cleaner CFPB record, on 196 all-time complaints and a 94% timely-response rate.

25th pct
reputation rank of 5,283 graded collectors
196
CFPB complaints, all-time
94%
answered inside the CFPB window
25
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Kelsting Group, Inc.?

Kelsting Group, Inc. has accumulated 196 total CFPB complaints across 10 states, with 25 filed in the most recent 12 months against 171 historical complaints before that window. The trailing-12-month volume represents 12.8% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 94% timely-response rate against a 27% consumer-dispute-after-response rate.

Complaints have been recorded across 10 states, led by California with 185 and Georgia with 2. Normalized against the full CFPB collector database, the reputation score of 55.1/100 places Kelsting Group, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

196

mid-volume (CCDB)

Last 12 months

25

12.8% of all-time complaints

Falling ↓

States active

10

regional footprint

Timely response rate

94%

good band

Consumer disputes

27%

elevated (vertical avg ~19%)

Reputation grade

D

55.1/100 composite

How does Kelsting Group, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

55 Bottom 25% higher than 25% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Kelsting Group, Inc. versus the debt-collection vertical average.

Timely response within SLA 93.7%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 26.9%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 17.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Kelsting Group, Inc. compare to its peers?

How does Kelsting Group, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Kelsting Group, Inc. National average
Complaints (last 12 mo)lower is better
25
25
268
Timely-response ratehigher is better
94%
100%
91%
Consumer-dispute ratelower is better
27%
16%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-08 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 76
Cont'd attempts collect debt not owed - 40
False statements or representation - 31
Written notification about debt - 23
Disclosure verification of debt - 15
Took or threatened to take negative or legal action - 7
Communication tactics - 2
Electronic communications - 1
Taking/threatening an illegal action - 1

Where do complaints against Kelsting Group, Inc. come from?

Kelsting Group, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Kelsting Group, Inc.

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Kelsting Group, Inc. contacts you

A grade of D signals how Kelsting Group, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Kelsting Group, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Kelsting Group, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Kelsting Group, Inc.? ▼

The most common issue consumers report about Kelsting Group, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 196 complaints filed with the CFPB.

Are complaints against Kelsting Group, Inc. increasing or decreasing? ▼

Complaints against Kelsting Group, Inc. are falling. The company received 25 complaints in the last 12 months, showing improvement over prior periods.

What is Kelsting Group, Inc.'s reputation grade? ▼

Kelsting Group, Inc. has a reputation grade of D (score: 55.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Kelsting Group, Inc. respond to consumer complaints? ▼

Kelsting Group, Inc. has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 27% of cases.

In how many states does Kelsting Group, Inc. operate? ▼

Kelsting Group, Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from California (185 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.