Total CFPB complaints
14
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 14 complaints
Kaman & Cusimano, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Kaman & Cusimano, LLC
- False statements or representation
False statements or representation
5 complaints
- Written notification about debt
Written notification about debt
3 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- Disclosure verification of debt 1
Disclosure verification of debt
1 complaints
D
Grade D · 58.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Kaman & Cusimano, LLC?
Kaman & Cusimano, LLC has accumulated 14 total CFPB complaints across 5 states, with 4 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 28.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 86% timely-response rate against a 50% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by Ohio with 7 and Tennessee with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.7/100 places Kaman & Cusimano, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
28.6% of total history
Rising ↑
States active
5
Distinct state filings
Timely response rate
86%
Within CFPB SLA window
Consumer disputes
50%
After company response
Reputation grade
D
58.7/100 composite
Response-quality profile
How Kaman & Cusimano, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 85.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Kaman & Cusimano, LLC compare to its peers?
Kaman & Cusimano, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-07 2025-12
Top Consumer Issues
False statements or representation5 (%)
Written notification about debt3 (%)
Attempts to collect debt not owed2 (%)
Disclosure verification of debt1 (%)
Took or threatened to take negative or legal action3 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 4 |
| Written notification about debt | Didn't receive enough information to verify debt | 3 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| False statements or representation | Indicated committed crime not paying | 1 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 1 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
Where do complaints against Kaman & Cusimano, LLC come from?
The states where consumers have filed the most CFPB complaints against Kaman & Cusimano, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Kaman & Cusimano, LLC
Across 5 states with at least one filing
- Ohio
Ohio
7 complaints
- Tennessee 2
Tennessee
2 complaints
- South Carolina 2
South Carolina
2 complaints
- Arkansas 1
Arkansas
1 complaints
- Illinois 1
Illinois
1 complaints
Frequently Asked Questions
What is the most common complaint against Kaman & Cusimano, LLC? ▼
The most common issue consumers report about Kaman & Cusimano, LLC is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 14 complaints filed with the CFPB.
Are complaints against Kaman & Cusimano, LLC increasing or decreasing? ▼
Complaints against Kaman & Cusimano, LLC are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Kaman & Cusimano, LLC's reputation grade? ▼
Kaman & Cusimano, LLC has a reputation grade of D (score: 58.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Kaman & Cusimano, LLC respond to consumer complaints? ▼
Kaman & Cusimano, LLC has a 86% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.
In how many states does Kaman & Cusimano, LLC operate? ▼
Kaman & Cusimano, LLC has received CFPB complaints from consumers in 5 states, with the most complaints from Ohio (7 complaints).
What can I do if Kaman & Cusimano, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Kaman & Cusimano, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |