Total CFPB complaints
477
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 477 complaints
Jim Bottin Enterprises, Inc — Debt Collector Complaint Profile
CFPB complaint profile across 45 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Jim Bottin Enterprises, Inc
- Attempts to collect debt not owed
Attempts to collect debt not owed
138 complaints
- Communication tactics
Communication tactics
74 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
62 complaints
- False statements or representation 52
False statements or representation
52 complaints
- Took or threatened to take negative or legal action 33
Took or threatened to take negative or legal action
33 complaints
- Written notification about debt 27
Written notification about debt
27 complaints
D
Grade D · 54.5/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Jim Bottin Enterprises, Inc?
Jim Bottin Enterprises, Inc has accumulated 477 total CFPB complaints across 45 states, with 101 filed in the most recent 12 months against 376 historical complaints before that window. The trailing-12-month volume represents 21.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 95% timely-response rate against a 22% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 45 states, led by Florida with 55 and California with 54, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.5/100 places Jim Bottin Enterprises, Inc in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
101
21.2% of total history
Rising ↑
States active
45
Distinct state filings
Timely response rate
95%
Within CFPB SLA window
Consumer disputes
22%
After company response
Reputation grade
D
54.5/100 composite
Response-quality profile
How Jim Bottin Enterprises, Inc performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 94.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 44.8%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 80.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Jim Bottin Enterprises, Inc compare to its peers?
Jim Bottin Enterprises… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-03 2026-03
Top Consumer Issues
Attempts to collect debt not owed138 (%)
Communication tactics74 (%)
False statements or representation52 (%)
Cont'd attempts collect debt not owed62 (%)
Took or threatened to take negative or legal action33 (%)
Written notification about debt27 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 86 |
| Communication tactics | Frequent or repeated calls | 57 |
| False statements or representation | Attempted to collect wrong amount | 52 |
| Attempts to collect debt not owed | Debt was paid | 52 |
| Cont'd attempts collect debt not owed | Debt is not mine | 37 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 33 |
| Cont'd attempts collect debt not owed | Debt was paid | 25 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 17 |
| Written notification about debt | Didn't receive enough information to verify debt | 15 |
| Written notification about debt | Didn't receive notice of right to dispute | 12 |
Where do complaints against Jim Bottin Enterprises, Inc come from?
The states where consumers have filed the most CFPB complaints against Jim Bottin Enterprises, Inc. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Jim Bottin Enterprises, Inc
Across 45 states with at least one filing
- Florida
Florida
55 complaints
- California
California
54 complaints
- Texas
Texas
52 complaints
- New Jersey
New Jersey
32 complaints
- New York
New York
25 complaints
- Massachusetts
Massachusetts
22 complaints
- Arizona 20
Arizona
20 complaints
- Georgia 18
Georgia
18 complaints
Frequently Asked Questions
What is the most common complaint against Jim Bottin Enterprises, Inc? ▼
The most common issue consumers report about Jim Bottin Enterprises, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 477 complaints filed with the CFPB.
Are complaints against Jim Bottin Enterprises, Inc increasing or decreasing? ▼
Complaints against Jim Bottin Enterprises, Inc are rising. The company received 101 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Jim Bottin Enterprises, Inc's reputation grade? ▼
Jim Bottin Enterprises, Inc has a reputation grade of D (score: 54.5/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Jim Bottin Enterprises, Inc respond to consumer complaints? ▼
Jim Bottin Enterprises, Inc has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.
In how many states does Jim Bottin Enterprises, Inc operate? ▼
Jim Bottin Enterprises, Inc has received CFPB complaints from consumers in 45 states, with the most complaints from Florida (55 complaints).
What can I do if Jim Bottin Enterprises, Inc is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Jim Bottin Enterprises, Inc violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |