This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 505 complaints

Jim Bottin Enterprises, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 45 states, reputation grade D.

Complaints by issue type

What consumers report about Jim Bottin Enterprises, Inc

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 54.5/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Jim Bottin Enterprises, Inc ranks ahead of 24% of the 5,283 collectors PlainCollector grades - 76% keep a cleaner CFPB record, on 505 all-time complaints and a 95% timely-response rate.

24th pct
reputation rank of 5,283 graded collectors
505
CFPB complaints, all-time
95%
answered inside the CFPB window
105
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Jim Bottin Enterprises, Inc?

Jim Bottin Enterprises, Inc has accumulated 505 total CFPB complaints across 45 states, with 105 filed in the most recent 12 months against 400 historical complaints before that window. The trailing-12-month volume represents 20.8% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 95% timely-response rate against a 22% consumer-dispute-after-response rate.

Complaints have been recorded across 45 states, led by Texas with 60 and California with 57. Normalized against the full CFPB collector database, the reputation score of 54.5/100 places Jim Bottin Enterprises, Inc in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

505

mid-volume (CCDB)

Last 12 months

105

20.8% of all-time complaints

Stable →

States active

45

multi-region footprint

Timely response rate

95%

good band

Consumer disputes

22%

elevated (vertical avg ~19%)

Reputation grade

D

54.5/100 composite

How does Jim Bottin Enterprises, Inc's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

54 Bottom 24% higher than 24% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Jim Bottin Enterprises, Inc versus the debt-collection vertical average.

Timely response within SLA 94.5%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 22.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 80.4%

Share of US states + territories with at least one filed complaint against this collector.

How does Jim Bottin Enterprises, Inc compare to its peers?

How does Jim Bottin Enterprises, Inc compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Jim Bottin Enterprises… National average
Complaints (last 12 mo)lower is better
105
159
268
Timely-response ratehigher is better
95%
100%
91%
Consumer-dispute ratelower is better
22%
14%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-05 2024-01

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 165
Communication tactics - 101
Cont'd attempts collect debt not owed - 63
False statements or representation - 61
Took or threatened to take negative or legal action - 40
Written notification about debt - 32
Threatened to contact someone or share information improperly - 15
Disclosure verification of debt - 12
Improper contact or sharing of info - 7
Electronic communications - 7

Where do complaints against Jim Bottin Enterprises, Inc come from?

Jim Bottin Enterprises, Inc's own per-state count, not a national baseline.

Top states by complaints against Jim Bottin Enterprises, Inc

Across 45 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Jim Bottin Enterprises, Inc contacts you

A grade of D signals how Jim Bottin Enterprises, Inc's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Jim Bottin Enterprises, Inc and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Jim Bottin Enterprises, Inc ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Jim Bottin Enterprises, Inc? ▼

The most common issue consumers report about Jim Bottin Enterprises, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 505 complaints filed with the CFPB.

Are complaints against Jim Bottin Enterprises, Inc increasing or decreasing? ▼

Complaints against Jim Bottin Enterprises, Inc have been stable. The company received 105 complaints in the last 12 months.

What is Jim Bottin Enterprises, Inc's reputation grade? ▼

Jim Bottin Enterprises, Inc has a reputation grade of D (score: 54.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Jim Bottin Enterprises, Inc respond to consumer complaints? ▼

Jim Bottin Enterprises, Inc has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does Jim Bottin Enterprises, Inc operate? ▼

Jim Bottin Enterprises, Inc has received CFPB complaints from consumers in 45 states, with the most complaints from Texas (60 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.