Total CFPB complaints
115
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 115 complaints
JDJ Investments, INC. — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about JDJ Investments, INC.
- Attempts to collect debt not owed
Attempts to collect debt not owed
43 complaints
- Written notification about debt
Written notification about debt
27 complaints
- False statements or representation
False statements or representation
24 complaints
- Took or threatened to take negative or legal action 7
Took or threatened to take negative or legal action
7 complaints
- Cont'd attempts collect debt not owed 4
Cont'd attempts collect debt not owed
4 complaints
- Communication tactics 3
Communication tactics
3 complaints
D
Grade D · 58.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about JDJ Investments, INC.?
JDJ Investments, INC. has accumulated 115 total CFPB complaints across 10 states, with 36 filed in the most recent 12 months against 79 historical complaints before that window. The trailing-12-month volume represents 31.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 94% timely-response rate against a 18% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Louisiana with 95 and Georgia with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.8/100 places JDJ Investments, INC. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
36
31.3% of total history
Rising ↑
States active
10
Distinct state filings
Timely response rate
94%
Within CFPB SLA window
Consumer disputes
18%
After company response
Reputation grade
D
58.8/100 composite
Response-quality profile
How JDJ Investments, INC. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 93.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 36.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does JDJ Investments, INC. compare to its peers?
JDJ Investments, INC. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-02 2026-03
Top Consumer Issues
Attempts to collect debt not owed43 (%)
Written notification about debt27 (%)
False statements or representation24 (%)
Took or threatened to take negative or legal action7 (%)
Cont'd attempts collect debt not owed4 (%)
Communication tactics3 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 33 |
| Written notification about debt | Didn't receive enough information to verify debt | 19 |
| False statements or representation | Attempted to collect wrong amount | 18 |
| Written notification about debt | Didn't receive notice of right to dispute | 8 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 7 |
| Attempts to collect debt not owed | Debt was result of identity theft | 6 |
| False statements or representation | Indicated you were committing crime by not paying debt | 6 |
| Attempts to collect debt not owed | Debt was paid | 4 |
| Cont'd attempts collect debt not owed | Debt is not mine | 4 |
| Communication tactics | Frequent or repeated calls | 3 |
Where do complaints against JDJ Investments, INC. come from?
The states where consumers have filed the most CFPB complaints against JDJ Investments, INC.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against JDJ Investments, INC.
Across 10 states with at least one filing
- Louisiana
Louisiana
95 complaints
- Georgia 6
Georgia
6 complaints
- Texas 5
Texas
5 complaints
- Wisconsin 3
Wisconsin
3 complaints
- Nebraska 1
Nebraska
1 complaints
- Illinois 1
Illinois
1 complaints
- California 1
California
1 complaints
- Florida 1
Florida
1 complaints
Frequently Asked Questions
What is the most common complaint against JDJ Investments, INC.? ▼
The most common issue consumers report about JDJ Investments, INC. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 115 complaints filed with the CFPB.
Are complaints against JDJ Investments, INC. increasing or decreasing? ▼
Complaints against JDJ Investments, INC. are rising. The company received 36 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is JDJ Investments, INC.'s reputation grade? ▼
JDJ Investments, INC. has a reputation grade of D (score: 58.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does JDJ Investments, INC. respond to consumer complaints? ▼
JDJ Investments, INC. has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.
In how many states does JDJ Investments, INC. operate? ▼
JDJ Investments, INC. has received CFPB complaints from consumers in 10 states, with the most complaints from Louisiana (95 complaints).
What can I do if JDJ Investments, INC. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If JDJ Investments, INC. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |