Total CFPB complaints
270
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 270 complaints
Javitch, Block & Rathbone LLC — Debt Collector Complaint Profile
CFPB complaint profile across 16 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Javitch, Block & Rathbone LLC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
46 complaints
- Written notification about debt
Written notification about debt
44 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
40 complaints
- False statements or representation
False statements or representation
25 complaints
- Communication tactics 11
Communication tactics
11 complaints
- Cont'd attempts collect debt not owed 10
Cont'd attempts collect debt not owed
10 complaints
D
Grade D · 54.0/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Javitch, Block & Rathbone LLC?
Javitch, Block & Rathbone LLC has accumulated 270 total CFPB complaints across 16 states, with 74 filed in the most recent 12 months against 196 historical complaints before that window. The trailing-12-month volume represents 27.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 99% timely-response rate against a 35% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 16 states, led by Ohio with 101 and Texas with 77, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.0/100 places Javitch, Block & Rathbone LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
74
27.4% of total history
Rising ↑
States active
16
Distinct state filings
Timely response rate
99%
Within CFPB SLA window
Consumer disputes
35%
After company response
Reputation grade
D
54.0/100 composite
Response-quality profile
How Javitch, Block & Rathbone LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 70.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 28.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Javitch, Block & Rathbone LLC compare to its peers?
Javitch, Block & Rathb… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-02 2026-03
Top Consumer Issues
Written notification about debt44 (%)
Took or threatened to take negative or legal action46 (%)
False statements or representation25 (%)
Attempts to collect debt not owed40 (%)
Communication tactics11 (%)
Cont'd attempts collect debt not owed10 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 31 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 30 |
| False statements or representation | Attempted to collect wrong amount | 25 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 16 |
| Attempts to collect debt not owed | Debt is not yours | 15 |
| Attempts to collect debt not owed | Debt was paid | 15 |
| Written notification about debt | Didn't receive notice of right to dispute | 13 |
| Communication tactics | Frequent or repeated calls | 11 |
| Attempts to collect debt not owed | Debt was result of identity theft | 10 |
| Cont'd attempts collect debt not owed | Debt was paid | 10 |
Where do complaints against Javitch, Block & Rathbone LLC come from?
The states where consumers have filed the most CFPB complaints against Javitch, Block & Rathbone LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Javitch, Block & Rathbone LLC
Across 16 states with at least one filing
- Ohio
Ohio
101 complaints
- Texas
Texas
77 complaints
- Tennessee 37
Tennessee
37 complaints
- Indiana 20
Indiana
20 complaints
- Kentucky 16
Kentucky
16 complaints
- West Virginia 4
West Virginia
4 complaints
- Virginia 2
Virginia
2 complaints
- California 2
California
2 complaints
Frequently Asked Questions
What is the most common complaint against Javitch, Block & Rathbone LLC? ▼
The most common issue consumers report about Javitch, Block & Rathbone LLC is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 270 complaints filed with the CFPB.
Are complaints against Javitch, Block & Rathbone LLC increasing or decreasing? ▼
Complaints against Javitch, Block & Rathbone LLC are rising. The company received 74 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Javitch, Block & Rathbone LLC's reputation grade? ▼
Javitch, Block & Rathbone LLC has a reputation grade of D (score: 54.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Javitch, Block & Rathbone LLC respond to consumer complaints? ▼
Javitch, Block & Rathbone LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 35% of cases.
In how many states does Javitch, Block & Rathbone LLC operate? ▼
Javitch, Block & Rathbone LLC has received CFPB complaints from consumers in 16 states, with the most complaints from Ohio (101 complaints).
What can I do if Javitch, Block & Rathbone LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Javitch, Block & Rathbone LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |