This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 4 complaints

JAMES B. NUTTER & COMPANY — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about JAMES B. NUTTER & COMPANY

complaints
Source CFPB Consumer Complaint Database
B

Grade B · 66.8/100 composite

This collector has a good complaint record with relatively few complaints and responsive customer service.

What do CFPB complaints reveal about JAMES B. NUTTER & COMPANY?

JAMES B. NUTTER & COMPANY has accumulated 4 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 4 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Not given enough info to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 75% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Hawaii with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 66.8/100 places JAMES B. NUTTER & COMPANY in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

4

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

1

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Consumer disputes

75%

After company response

Reputation grade

B

66.8/100 composite

Response-quality profile

How JAMES B. NUTTER & COMPANY performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 100.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does JAMES B. NUTTER & COMPANY compare to its peers?

How does JAMES B. NUTTER & COMPANY compare? Versus a peer and the national average across 60+ high-volume collectors
JAMES B. NUTTER & COMP… National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
75%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2015-07 2016-12

Top Consumer Issues

Disclosure verification of debt2 (%)
Cont'd attempts collect debt not owed1 (%)
Taking/threatening an illegal action1 (%)

Most common issue: Disclosure verification of debt — Not given enough info to verify debt

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Disclosure verification of debt Not given enough info to verify debt 2
Cont'd attempts collect debt not owed Debt is not mine 1
Taking/threatening an illegal action Seized/Attempted to seize property 1

Where do complaints against JAMES B. NUTTER & COMPANY come from?

The states where consumers have filed the most CFPB complaints against JAMES B. NUTTER & COMPANY. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against JAMES B. NUTTER & COMPANY

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against JAMES B. NUTTER & COMPANY?

The most common issue consumers report about JAMES B. NUTTER & COMPANY is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 4 complaints filed with the CFPB.

Are complaints against JAMES B. NUTTER & COMPANY increasing or decreasing?

Complaints against JAMES B. NUTTER & COMPANY have been stable. The company received 0 complaints in the last 12 months.

What is JAMES B. NUTTER & COMPANY's reputation grade?

JAMES B. NUTTER & COMPANY has a reputation grade of B (score: 66.8/100). This collector has a good complaint record with relatively few complaints and responsive customer service.

Does JAMES B. NUTTER & COMPANY respond to consumer complaints?

JAMES B. NUTTER & COMPANY has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 75% of cases.

In how many states does JAMES B. NUTTER & COMPANY operate?

JAMES B. NUTTER & COMPANY has received CFPB complaints from consumers in 1 states, with the most complaints from Hawaii (4 complaints).

What can I do if JAMES B. NUTTER & COMPANY is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If JAMES B. NUTTER & COMPANY violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial