Total CFPB complaints
15
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 15 complaints
J. Ritter Law P.C. — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about J. Ritter Law P.C.
- Attempts to collect debt not owed
Attempts to collect debt not owed
5 complaints
- False statements or representation
False statements or representation
4 complaints
- Communication tactics
Communication tactics
3 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
C
Grade C · 63.1/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about J. Ritter Law P.C.?
J. Ritter Law P.C. has accumulated 15 total CFPB complaints across 7 states, with 0 filed in the most recent 12 months against 15 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by North Carolina with 9 and Illinois with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 63.1/100 places J. Ritter Law P.C. in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
7
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
C
63.1/100 composite
Response-quality profile
How J. Ritter Law P.C. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does J. Ritter Law P.C. compare to its peers?
J. Ritter Law P.C. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-08 2023-04
Top Consumer Issues
Attempts to collect debt not owed5 (%)
False statements or representation4 (%)
Communication tactics3 (%)
Took or threatened to take negative or legal action2 (%)
Written notification about debt1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 4 |
| False statements or representation | Impersonated attorney, law enforcement, or government official | 2 |
| Communication tactics | Used obscene, profane, or other abusive language | 2 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| False statements or representation | Indicated you were committing crime by not paying debt | 1 |
| False statements or representation | Told you not to respond to a lawsuit they filed against you | 1 |
Where do complaints against J. Ritter Law P.C. come from?
The states where consumers have filed the most CFPB complaints against J. Ritter Law P.C.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against J. Ritter Law P.C.
Across 7 states with at least one filing
- North Carolina
North Carolina
9 complaints
- Illinois 1
Illinois
1 complaints
- Utah 1
Utah
1 complaints
- Michigan 1
Michigan
1 complaints
- Florida 1
Florida
1 complaints
- Massachusetts 1
Massachusetts
1 complaints
- Oregon 1
Oregon
1 complaints
Frequently Asked Questions
What is the most common complaint against J. Ritter Law P.C.? ▼
The most common issue consumers report about J. Ritter Law P.C. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 15 complaints filed with the CFPB.
Are complaints against J. Ritter Law P.C. increasing or decreasing? ▼
Complaints against J. Ritter Law P.C. have been stable. The company received 0 complaints in the last 12 months.
What is J. Ritter Law P.C.'s reputation grade? ▼
J. Ritter Law P.C. has a reputation grade of C (score: 63.1/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does J. Ritter Law P.C. respond to consumer complaints? ▼
J. Ritter Law P.C. has a 100% timely response rate to CFPB complaints.
In how many states does J. Ritter Law P.C. operate? ▼
J. Ritter Law P.C. has received CFPB complaints from consumers in 7 states, with the most complaints from North Carolina (9 complaints).
What can I do if J. Ritter Law P.C. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If J. Ritter Law P.C. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |