This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 178 complaints

Investment Retrievers, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade D.

Complaints by issue type

What consumers report about Investment Retrievers, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 55.9/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Investment Retrievers, Inc. ranks ahead of 28% of the 5,283 collectors PlainCollector grades - 72% keep a cleaner CFPB record, on 178 all-time complaints and a 94% timely-response rate.

28th pct
reputation rank of 5,283 graded collectors
178
CFPB complaints, all-time
94%
answered inside the CFPB window
35
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Investment Retrievers, Inc.?

Investment Retrievers, Inc. has accumulated 178 total CFPB complaints across 21 states, with 35 filed in the most recent 12 months against 143 historical complaints before that window. The trailing-12-month volume represents 19.7% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 94% timely-response rate against a 26% consumer-dispute-after-response rate.

Complaints have been recorded across 21 states, led by California with 70 and Texas with 49. Normalized against the full CFPB collector database, the reputation score of 55.9/100 places Investment Retrievers, Inc. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

178

mid-volume (CCDB)

Last 12 months

35

19.7% of all-time complaints

Stable →

States active

21

multi-region footprint

Timely response rate

94%

good band

Consumer disputes

26%

elevated (vertical avg ~19%)

Reputation grade

D

55.9/100 composite

How does Investment Retrievers, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

56 28th percentile higher than 28% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Investment Retrievers, Inc. versus the debt-collection vertical average.

Timely response within SLA 93.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 25.6%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 37.5%

Share of US states + territories with at least one filed complaint against this collector.

How does Investment Retrievers, Inc. compare to its peers?

How does Investment Retrievers, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Investment Retrievers,… National average
Complaints (last 12 mo)lower is better
35
51
268
Timely-response ratehigher is better
94%
98%
91%
Consumer-dispute ratelower is better
26%
13%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 46
Took or threatened to take negative or legal action - 41
False statements or representation - 23
Written notification about debt - 18
Cont'd attempts collect debt not owed - 14
Communication tactics - 12
Disclosure verification of debt - 9
Threatened to contact someone or share information improperly - 5
Improper contact or sharing of info - 5
Taking/threatening an illegal action - 4

Where do complaints against Investment Retrievers, Inc. come from?

Investment Retrievers, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Investment Retrievers, Inc.

Across 21 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Investment Retrievers, Inc. contacts you

A grade of D signals how Investment Retrievers, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Investment Retrievers, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Investment Retrievers, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Investment Retrievers, Inc.? ▼

The most common issue consumers report about Investment Retrievers, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 178 complaints filed with the CFPB.

Are complaints against Investment Retrievers, Inc. increasing or decreasing? ▼

Complaints against Investment Retrievers, Inc. have been stable. The company received 35 complaints in the last 12 months.

What is Investment Retrievers, Inc.'s reputation grade? ▼

Investment Retrievers, Inc. has a reputation grade of D (score: 55.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Investment Retrievers, Inc. respond to consumer complaints? ▼

Investment Retrievers, Inc. has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.

In how many states does Investment Retrievers, Inc. operate? ▼

Investment Retrievers, Inc. has received CFPB complaints from consumers in 21 states, with the most complaints from California (70 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.