Total CFPB complaints
164
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 164 complaints
Investment Retrievers, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 21 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Investment Retrievers, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
41 complaints
- False statements or representation
False statements or representation
19 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
19 complaints
- Written notification about debt
Written notification about debt
17 complaints
- Cont'd attempts collect debt not owed 11
Cont'd attempts collect debt not owed
11 complaints
- Disclosure verification of debt 7
Disclosure verification of debt
7 complaints
D
Grade D · 55.9/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Investment Retrievers, Inc.?
Investment Retrievers, Inc. has accumulated 164 total CFPB complaints across 21 states, with 27 filed in the most recent 12 months against 137 historical complaints before that window. The trailing-12-month volume represents 16.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 94% timely-response rate against a 26% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 21 states, led by California with 65 and Texas with 43, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 55.9/100 places Investment Retrievers, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
27
16.5% of total history
Rising ↑
States active
21
Distinct state filings
Timely response rate
94%
Within CFPB SLA window
Consumer disputes
26%
After company response
Reputation grade
D
55.9/100 composite
Response-quality profile
How Investment Retrievers, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 93.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 51.3%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 37.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Investment Retrievers, Inc. compare to its peers?
Investment Retrievers,… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-09 2026-03
Top Consumer Issues
Attempts to collect debt not owed41 (%)
False statements or representation19 (%)
Took or threatened to take negative or legal action19 (%)
Written notification about debt17 (%)
Cont'd attempts collect debt not owed11 (%)
Disclosure verification of debt7 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 23 |
| False statements or representation | Attempted to collect wrong amount | 19 |
| Attempts to collect debt not owed | Debt was result of identity theft | 13 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 12 |
| Written notification about debt | Didn't receive enough information to verify debt | 11 |
| Cont'd attempts collect debt not owed | Debt is not mine | 11 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 7 |
| Disclosure verification of debt | Not given enough info to verify debt | 7 |
| Written notification about debt | Didn't receive notice of right to dispute | 6 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 5 |
Where do complaints against Investment Retrievers, Inc. come from?
The states where consumers have filed the most CFPB complaints against Investment Retrievers, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Investment Retrievers, Inc.
Across 21 states with at least one filing
- California
California
65 complaints
- Texas
Texas
43 complaints
- Florida 11
Florida
11 complaints
- Louisiana 7
Louisiana
7 complaints
- Georgia 6
Georgia
6 complaints
- Nevada 6
Nevada
6 complaints
- South Carolina 3
South Carolina
3 complaints
- Illinois 3
Illinois
3 complaints
Frequently Asked Questions
What is the most common complaint against Investment Retrievers, Inc.? ▼
The most common issue consumers report about Investment Retrievers, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 164 complaints filed with the CFPB.
Are complaints against Investment Retrievers, Inc. increasing or decreasing? ▼
Complaints against Investment Retrievers, Inc. are rising. The company received 27 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Investment Retrievers, Inc.'s reputation grade? ▼
Investment Retrievers, Inc. has a reputation grade of D (score: 55.9/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Investment Retrievers, Inc. respond to consumer complaints? ▼
Investment Retrievers, Inc. has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.
In how many states does Investment Retrievers, Inc. operate? ▼
Investment Retrievers, Inc. has received CFPB complaints from consumers in 21 states, with the most complaints from California (65 complaints).
What can I do if Investment Retrievers, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Investment Retrievers, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |