Total CFPB complaints
8
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 8 complaints
Integras Capital Recovery LLC — Debt Collector Complaint Profile
CFPB complaint profile across 2 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Integras Capital Recovery LLC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
3 complaints
- Written notification about debt
Written notification about debt
2 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
F
Grade F · 33.1/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Integras Capital Recovery LLC?
Integras Capital Recovery LLC has accumulated 8 total CFPB complaints across 2 states, with 3 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 37.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Sued you without properly notifying you of lawsuit", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 38% timely-response rate against a 100% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 2 states, led by Texas with 7 and Alabama with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 33.1/100 places Integras Capital Recovery LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
37.5% of total history
Rising ↑
States active
2
Distinct state filings
Timely response rate
38%
Within CFPB SLA window
Consumer disputes
100%
After company response
Reputation grade
F
33.1/100 composite
Response-quality profile
How Integras Capital Recovery LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 37.5%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 100.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 3.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Integras Capital Recovery LLC compare to its peers?
Integras Capital Recov… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-07 2025-10
Top Consumer Issues
Took or threatened to take negative or legal action3 (%)
Written notification about debt2 (%)
Taking/threatening an illegal action1 (%)
Attempts to collect debt not owed1 (%)
Communication tactics1 (%)
Most common issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
Where do complaints against Integras Capital Recovery LLC come from?
The states where consumers have filed the most CFPB complaints against Integras Capital Recovery LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Integras Capital Recovery LLC
Across 2 states with at least one filing
- Texas
Texas
7 complaints
- Alabama 1
Alabama
1 complaints
Frequently Asked Questions
What is the most common complaint against Integras Capital Recovery LLC? ▼
The most common issue consumers report about Integras Capital Recovery LLC is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 8 complaints filed with the CFPB.
Are complaints against Integras Capital Recovery LLC increasing or decreasing? ▼
Complaints against Integras Capital Recovery LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Integras Capital Recovery LLC's reputation grade? ▼
Integras Capital Recovery LLC has a reputation grade of F (score: 33.1/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Integras Capital Recovery LLC respond to consumer complaints? ▼
Integras Capital Recovery LLC has a 38% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.
In how many states does Integras Capital Recovery LLC operate? ▼
Integras Capital Recovery LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Texas (7 complaints).
What can I do if Integras Capital Recovery LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Integras Capital Recovery LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |