Total CFPB complaints
30
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 30 complaints
INTEGRAL RECOVERIES, INC. — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about INTEGRAL RECOVERIES, INC.
- Attempts to collect debt not owed
Attempts to collect debt not owed
6 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
6 complaints
- False statements or representation
False statements or representation
5 complaints
- Communication tactics
Communication tactics
5 complaints
- Took or threatened to take negative or legal action 2
Took or threatened to take negative or legal action
2 complaints
B
Grade B · 66.7/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about INTEGRAL RECOVERIES, INC.?
INTEGRAL RECOVERIES, INC. has accumulated 30 total CFPB complaints across 13 states, with 3 filed in the most recent 12 months against 27 historical complaints before that window. The trailing-12-month volume represents 10.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 18% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by Colorado with 14 and Arizona with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 66.7/100 places INTEGRAL RECOVERIES, INC. in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
10.0% of total history
Falling ↓
States active
13
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
18%
After company response
Reputation grade
B
66.7/100 composite
Response-quality profile
How INTEGRAL RECOVERIES, INC. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 36.4%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does INTEGRAL RECOVERIES, INC. compare to its peers?
INTEGRAL RECOVERIES, I… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-02 2026-01
Top Consumer Issues
False statements or representation5 (%)
Communication tactics5 (%)
Attempts to collect debt not owed6 (%)
Cont'd attempts collect debt not owed6 (%)
Took or threatened to take negative or legal action2 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 5 |
| Communication tactics | Used obscene, profane, or other abusive language | 3 |
| Attempts to collect debt not owed | Debt is not yours | 3 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 3 |
| Communication tactics | Frequent or repeated calls | 2 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 2 |
| Cont'd attempts collect debt not owed | Debt is not mine | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
Where do complaints against INTEGRAL RECOVERIES, INC. come from?
The states where consumers have filed the most CFPB complaints against INTEGRAL RECOVERIES, INC.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against INTEGRAL RECOVERIES, INC.
Across 13 states with at least one filing
- Colorado
Colorado
14 complaints
- Arizona 4
Arizona
4 complaints
- California 2
California
2 complaints
- Texas 1
Texas
1 complaints
- Utah 1
Utah
1 complaints
- Washington 1
Washington
1 complaints
- Alabama 1
Alabama
1 complaints
- District of Columbia 1
District of Columbia
1 complaints
Frequently Asked Questions
What is the most common complaint against INTEGRAL RECOVERIES, INC.? ▼
The most common issue consumers report about INTEGRAL RECOVERIES, INC. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 30 complaints filed with the CFPB.
Are complaints against INTEGRAL RECOVERIES, INC. increasing or decreasing? ▼
Complaints against INTEGRAL RECOVERIES, INC. are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.
What is INTEGRAL RECOVERIES, INC.'s reputation grade? ▼
INTEGRAL RECOVERIES, INC. has a reputation grade of B (score: 66.7/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does INTEGRAL RECOVERIES, INC. respond to consumer complaints? ▼
INTEGRAL RECOVERIES, INC. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.
In how many states does INTEGRAL RECOVERIES, INC. operate? ▼
INTEGRAL RECOVERIES, INC. has received CFPB complaints from consumers in 13 states, with the most complaints from Colorado (14 complaints).
What can I do if INTEGRAL RECOVERIES, INC. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If INTEGRAL RECOVERIES, INC. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |