Total CFPB complaints
15
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 15 complaints
Insight Capital LLC (NV) — Debt Collector Complaint Profile
CFPB complaint profile across 11 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Insight Capital LLC (NV)
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
8 complaints
- False statements or representation 3
False statements or representation
3 complaints
- Communication tactics 2
Communication tactics
2 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
F
Grade F · 43.0/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Insight Capital LLC (NV)?
Insight Capital LLC (NV) has accumulated 15 total CFPB complaints across 11 states, with 0 filed in the most recent 12 months against 15 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 7% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 11 states, led by Tennessee with 2 and Florida with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 43.0/100 places Insight Capital LLC (NV) in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
11
Distinct state filings
Timely response rate
7%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
F
43.0/100 composite
Response-quality profile
How Insight Capital LLC (NV) performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 6.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 19.6%
Share of US states + territories with at least one filed complaint against this collector.
How does Insight Capital LLC (NV) compare to its peers?
Insight Capital LLC (N… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-06 2018-04
Top Consumer Issues
Cont'd attempts collect debt not owed8 (%)
Communication tactics2 (%)
Taking/threatening an illegal action1 (%)
False statements or representation3 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 4 |
| Cont'd attempts collect debt not owed | Debt was paid | 3 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 1 |
| False statements or representation | Indicated you were committing crime by not paying debt | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| False statements or representation | Indicated committed crime not paying | 1 |
Where do complaints against Insight Capital LLC (NV) come from?
The states where consumers have filed the most CFPB complaints against Insight Capital LLC (NV). Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Insight Capital LLC (NV)
Across 11 states with at least one filing
- Tennessee
Tennessee
2 complaints
- Florida
Florida
2 complaints
- Texas
Texas
2 complaints
- Michigan
Michigan
2 complaints
- Pennsylvania
Pennsylvania
1 complaints
- Kentucky
Kentucky
1 complaints
- West Virginia
West Virginia
1 complaints
- Illinois
Illinois
1 complaints
Frequently Asked Questions
What is the most common complaint against Insight Capital LLC (NV)? ▼
The most common issue consumers report about Insight Capital LLC (NV) is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 15 complaints filed with the CFPB.
Are complaints against Insight Capital LLC (NV) increasing or decreasing? ▼
Complaints against Insight Capital LLC (NV) have been stable. The company received 0 complaints in the last 12 months.
What is Insight Capital LLC (NV)'s reputation grade? ▼
Insight Capital LLC (NV) has a reputation grade of F (score: 43.0/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Insight Capital LLC (NV) respond to consumer complaints? ▼
Insight Capital LLC (NV) has a 7% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does Insight Capital LLC (NV) operate? ▼
Insight Capital LLC (NV) has received CFPB complaints from consumers in 11 states, with the most complaints from Tennessee (2 complaints).
What can I do if Insight Capital LLC (NV) is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Insight Capital LLC (NV) violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |