Total CFPB complaints
248
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 248 complaints
InDebted Corporation — Debt Collector Complaint Profile
CFPB complaint profile across 35 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about InDebted Corporation
- Attempts to collect debt not owed
Attempts to collect debt not owed
120 complaints
- Electronic communications 33
Electronic communications
33 complaints
- Written notification about debt 26
Written notification about debt
26 complaints
- False statements or representation 25
False statements or representation
25 complaints
- Communication tactics 16
Communication tactics
16 complaints
F
Grade F · 50.6/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about InDebted Corporation?
InDebted Corporation has accumulated 248 total CFPB complaints across 35 states, with 133 filed in the most recent 12 months against 115 historical complaints before that window. The trailing-12-month volume represents 53.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 35 states, led by Texas with 27 and California with 26, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 50.6/100 places InDebted Corporation in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
133
53.6% of total history
Rising ↑
States active
35
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
F
50.6/100 composite
Response-quality profile
How InDebted Corporation performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 99.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 62.5%
Share of US states + territories with at least one filed complaint against this collector.
How does InDebted Corporation compare to its peers?
InDebted Corporation National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed120 (%)
False statements or representation25 (%)
Written notification about debt26 (%)
Electronic communications33 (%)
Communication tactics16 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 73 |
| Attempts to collect debt not owed | Debt was result of identity theft | 29 |
| False statements or representation | Attempted to collect wrong amount | 25 |
| Written notification about debt | Didn't receive enough information to verify debt | 20 |
| Attempts to collect debt not owed | Debt was paid | 18 |
| Electronic communications | Frequent or repeated messages | 17 |
| Electronic communications | You told them to stop contacting you, but they keep trying | 16 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 9 |
| Communication tactics | Frequent or repeated calls | 7 |
| Written notification about debt | Didn't receive notice of right to dispute | 6 |
Where do complaints against InDebted Corporation come from?
The states where consumers have filed the most CFPB complaints against InDebted Corporation. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against InDebted Corporation
Across 35 states with at least one filing
- Texas
Texas
27 complaints
- California
California
26 complaints
- Michigan
Michigan
21 complaints
- Florida
Florida
19 complaints
- Illinois
Illinois
17 complaints
- Georgia
Georgia
15 complaints
- North Carolina
North Carolina
11 complaints
- Pennsylvania
Pennsylvania
11 complaints
Frequently Asked Questions
What is the most common complaint against InDebted Corporation? ▼
The most common issue consumers report about InDebted Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 248 complaints filed with the CFPB.
Are complaints against InDebted Corporation increasing or decreasing? ▼
Complaints against InDebted Corporation are rising. The company received 133 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is InDebted Corporation's reputation grade? ▼
InDebted Corporation has a reputation grade of F (score: 50.6/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does InDebted Corporation respond to consumer complaints? ▼
InDebted Corporation has a 100% timely response rate to CFPB complaints.
In how many states does InDebted Corporation operate? ▼
InDebted Corporation has received CFPB complaints from consumers in 35 states, with the most complaints from Texas (27 complaints).
What can I do if InDebted Corporation is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If InDebted Corporation violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |