Total CFPB complaints
5
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 5 complaints
Imperial Finance Corp — Debt Collector Complaint Profile
CFPB complaint profile across 5 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Imperial Finance Corp
- Threatened to contact someone or share information improperly
Threatened to contact someone or share information improperly
3 complaints
- Electronic communications 1
Electronic communications
1 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
B
Grade B · 71.5/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Imperial Finance Corp?
Imperial Finance Corp has accumulated 5 total CFPB complaints across 5 states, with 2 filed in the most recent 12 months against 3 historical complaints before that window. The trailing-12-month volume represents 40.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Threatened to contact someone or share information improperly", narrowing to "Talked to a third-party about your debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 5 states, led by Indiana with 1 and New Hampshire with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 71.5/100 places Imperial Finance Corp in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
40.0% of total history
Rising ↑
States active
5
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
B
71.5/100 composite
Response-quality profile
How Imperial Finance Corp performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 8.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Imperial Finance Corp compare to its peers?
Imperial Finance Corp National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-11 2026-01
Top Consumer Issues
Threatened to contact someone or share information improperly3 (%)
Electronic communications1 (%)
Took or threatened to take negative or legal action1 (%)
Most common issue: Threatened to contact someone or share information improperly — Talked to a third-party about your debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 3 |
| Electronic communications | You told them to stop contacting you, but they keep trying | 1 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 1 |
Where do complaints against Imperial Finance Corp come from?
The states where consumers have filed the most CFPB complaints against Imperial Finance Corp. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Imperial Finance Corp
Across 5 states with at least one filing
- Indiana
Indiana
1 complaints
- New Hampshire
New Hampshire
1 complaints
- Hawaii
Hawaii
1 complaints
- Virginia
Virginia
1 complaints
- New York
New York
1 complaints
Frequently Asked Questions
What is the most common complaint against Imperial Finance Corp? ▼
The most common issue consumers report about Imperial Finance Corp is "Threatened to contact someone or share information improperly", specifically "Talked to a third-party about your debt". This is based on 5 complaints filed with the CFPB.
Are complaints against Imperial Finance Corp increasing or decreasing? ▼
Complaints against Imperial Finance Corp are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Imperial Finance Corp's reputation grade? ▼
Imperial Finance Corp has a reputation grade of B (score: 71.5/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Imperial Finance Corp respond to consumer complaints? ▼
Imperial Finance Corp has a 100% timely response rate to CFPB complaints.
In how many states does Imperial Finance Corp operate? ▼
Imperial Finance Corp has received CFPB complaints from consumers in 5 states, with the most complaints from Indiana (1 complaints).
What can I do if Imperial Finance Corp is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Imperial Finance Corp violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |