Total CFPB complaints
14
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 14 complaints
IMMEDIATE RECOVERY GROUP, INC — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about IMMEDIATE RECOVERY GROUP, INC
- Written notification about debt
Written notification about debt
4 complaints
- Communication tactics
Communication tactics
3 complaints
- Disclosure verification of debt
Disclosure verification of debt
2 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
F
Grade F · 41.2/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about IMMEDIATE RECOVERY GROUP, INC?
IMMEDIATE RECOVERY GROUP, INC has accumulated 14 total CFPB complaints across 10 states, with 0 filed in the most recent 12 months against 14 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Disclosure verification of debt", narrowing to "Right to dispute notice not received", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Texas with 3 and Michigan with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 41.2/100 places IMMEDIATE RECOVERY GROUP, INC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
10
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
F
41.2/100 composite
Response-quality profile
How IMMEDIATE RECOVERY GROUP, INC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does IMMEDIATE RECOVERY GROUP, INC compare to its peers?
IMMEDIATE RECOVERY GRO… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-01 2020-03
Top Consumer Issues
Disclosure verification of debt2 (%)
Written notification about debt4 (%)
Communication tactics3 (%)
Attempts to collect debt not owed1 (%)
Taking/threatening an illegal action1 (%)
Took or threatened to take negative or legal action2 (%)
False statements or representation1 (%)
Most common issue: Disclosure verification of debt — Right to dispute notice not received
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Disclosure verification of debt | Right to dispute notice not received | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 2 |
| Communication tactics | Frequent or repeated calls | 2 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Communication tactics | Threatened to take legal action | 1 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 1 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 1 |
Where do complaints against IMMEDIATE RECOVERY GROUP, INC come from?
The states where consumers have filed the most CFPB complaints against IMMEDIATE RECOVERY GROUP, INC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against IMMEDIATE RECOVERY GROUP, INC
Across 10 states with at least one filing
- Texas
Texas
3 complaints
- Michigan
Michigan
2 complaints
- Iowa 1
Iowa
1 complaints
- Florida 1
Florida
1 complaints
- Tennessee 1
Tennessee
1 complaints
- Kansas 1
Kansas
1 complaints
- Arizona 1
Arizona
1 complaints
- Ohio 1
Ohio
1 complaints
Frequently Asked Questions
What is the most common complaint against IMMEDIATE RECOVERY GROUP, INC? ▼
The most common issue consumers report about IMMEDIATE RECOVERY GROUP, INC is "Disclosure verification of debt", specifically "Right to dispute notice not received". This is based on 14 complaints filed with the CFPB.
Are complaints against IMMEDIATE RECOVERY GROUP, INC increasing or decreasing? ▼
Complaints against IMMEDIATE RECOVERY GROUP, INC have been stable. The company received 0 complaints in the last 12 months.
What is IMMEDIATE RECOVERY GROUP, INC's reputation grade? ▼
IMMEDIATE RECOVERY GROUP, INC has a reputation grade of F (score: 41.2/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does IMMEDIATE RECOVERY GROUP, INC respond to consumer complaints? ▼
IMMEDIATE RECOVERY GROUP, INC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does IMMEDIATE RECOVERY GROUP, INC operate? ▼
IMMEDIATE RECOVERY GROUP, INC has received CFPB complaints from consumers in 10 states, with the most complaints from Texas (3 complaints).
What can I do if IMMEDIATE RECOVERY GROUP, INC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If IMMEDIATE RECOVERY GROUP, INC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |