Total CFPB complaints
70
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 70 complaints
Huntington Debt Holding LLC — Debt Collector Complaint Profile
CFPB complaint profile across 27 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Huntington Debt Holding LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
23 complaints
- Written notification about debt
Written notification about debt
15 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
10 complaints
- False statements or representation 5
False statements or representation
5 complaints
- Electronic communications 2
Electronic communications
2 complaints
- Communication tactics 2
Communication tactics
2 complaints
D
Grade D · 54.7/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Huntington Debt Holding LLC?
Huntington Debt Holding LLC has accumulated 70 total CFPB complaints across 27 states, with 21 filed in the most recent 12 months against 49 historical complaints before that window. The trailing-12-month volume represents 30.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 27 states, led by Florida with 12 and Texas with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.7/100 places Huntington Debt Holding LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
21
30.0% of total history
Rising ↑
States active
27
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
D
54.7/100 composite
Response-quality profile
How Huntington Debt Holding LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 48.2%
Share of US states + territories with at least one filed complaint against this collector.
How does Huntington Debt Holding LLC compare to its peers?
Huntington Debt Holdin… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-05 2026-03
Top Consumer Issues
Attempts to collect debt not owed23 (%)
Written notification about debt15 (%)
Took or threatened to take negative or legal action10 (%)
False statements or representation5 (%)
Electronic communications2 (%)
Communication tactics2 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 13 |
| Written notification about debt | Didn't receive notice of right to dispute | 8 |
| Written notification about debt | Didn't receive enough information to verify debt | 7 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 6 |
| Attempts to collect debt not owed | Debt was paid | 5 |
| False statements or representation | Attempted to collect wrong amount | 5 |
| Attempts to collect debt not owed | Debt was result of identity theft | 5 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 4 |
| Electronic communications | Frequent or repeated messages | 2 |
| Communication tactics | Used obscene, profane, or other abusive language | 2 |
Where do complaints against Huntington Debt Holding LLC come from?
The states where consumers have filed the most CFPB complaints against Huntington Debt Holding LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Huntington Debt Holding LLC
Across 27 states with at least one filing
- Florida
Florida
12 complaints
- Texas
Texas
8 complaints
- California
California
8 complaints
- Pennsylvania
Pennsylvania
5 complaints
- Illinois 4
Illinois
4 complaints
- Missouri 3
Missouri
3 complaints
- New York 2
New York
2 complaints
- New Hampshire 2
New Hampshire
2 complaints
Frequently Asked Questions
What is the most common complaint against Huntington Debt Holding LLC? ▼
The most common issue consumers report about Huntington Debt Holding LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 70 complaints filed with the CFPB.
Are complaints against Huntington Debt Holding LLC increasing or decreasing? ▼
Complaints against Huntington Debt Holding LLC are rising. The company received 21 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Huntington Debt Holding LLC's reputation grade? ▼
Huntington Debt Holding LLC has a reputation grade of D (score: 54.7/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Huntington Debt Holding LLC respond to consumer complaints? ▼
Huntington Debt Holding LLC has a 100% timely response rate to CFPB complaints.
In how many states does Huntington Debt Holding LLC operate? ▼
Huntington Debt Holding LLC has received CFPB complaints from consumers in 27 states, with the most complaints from Florida (12 complaints).
What can I do if Huntington Debt Holding LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Huntington Debt Holding LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |