Total CFPB complaints
15
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 15 complaints
HONOR FINANCE, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 6 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about HONOR FINANCE, LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
2 complaints
- Communication tactics
Communication tactics
2 complaints
- Disclosure verification of debt 1
Disclosure verification of debt
1 complaints
- Improper contact or sharing of info 1
Improper contact or sharing of info
1 complaints
B
Grade B · 73.3/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about HONOR FINANCE, LLC?
HONOR FINANCE, LLC has accumulated 15 total CFPB complaints across 6 states, with 0 filed in the most recent 12 months against 15 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Taking/threatening an illegal action", narrowing to "Seized/Attempted to seize property", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 10% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 6 states, led by Illinois with 6 and Nevada with 4, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 73.3/100 places HONOR FINANCE, LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
6
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
10%
After company response
Reputation grade
B
73.3/100 composite
Response-quality profile
How HONOR FINANCE, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 20.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 10.7%
Share of US states + territories with at least one filed complaint against this collector.
How does HONOR FINANCE, LLC compare to its peers?
HONOR FINANCE, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-02 2018-09
Top Consumer Issues
Taking/threatening an illegal action2 (%)
Cont'd attempts collect debt not owed3 (%)
Disclosure verification of debt1 (%)
Attempts to collect debt not owed3 (%)
Improper contact or sharing of info1 (%)
Communication tactics2 (%)
Most common issue: Taking/threatening an illegal action — Seized/Attempted to seize property
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Taking/threatening an illegal action | Seized/Attempted to seize property | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| Disclosure verification of debt | Not given enough info to verify debt | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| Improper contact or sharing of info | Contacted me after I asked not to | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| Attempts to collect debt not owed | Debt is not yours | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
Where do complaints against HONOR FINANCE, LLC come from?
The states where consumers have filed the most CFPB complaints against HONOR FINANCE, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against HONOR FINANCE, LLC
Across 6 states with at least one filing
- Illinois
Illinois
6 complaints
- Nevada
Nevada
4 complaints
- Virginia 1
Virginia
1 complaints
- Arizona 1
Arizona
1 complaints
- Michigan 1
Michigan
1 complaints
- Georgia 1
Georgia
1 complaints
Frequently Asked Questions
What is the most common complaint against HONOR FINANCE, LLC? ▼
The most common issue consumers report about HONOR FINANCE, LLC is "Taking/threatening an illegal action", specifically "Seized/Attempted to seize property". This is based on 15 complaints filed with the CFPB.
Are complaints against HONOR FINANCE, LLC increasing or decreasing? ▼
Complaints against HONOR FINANCE, LLC have been stable. The company received 0 complaints in the last 12 months.
What is HONOR FINANCE, LLC's reputation grade? ▼
HONOR FINANCE, LLC has a reputation grade of B (score: 73.3/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does HONOR FINANCE, LLC respond to consumer complaints? ▼
HONOR FINANCE, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.
In how many states does HONOR FINANCE, LLC operate? ▼
HONOR FINANCE, LLC has received CFPB complaints from consumers in 6 states, with the most complaints from Illinois (6 complaints).
What can I do if HONOR FINANCE, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If HONOR FINANCE, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |