This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 233 complaints

Hollis Cobb Associates - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade D.

Complaints by issue type

What consumers report about Hollis Cobb Associates

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 56.7/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Hollis Cobb Associates ranks ahead of 31% of the 5,283 collectors PlainCollector grades - 69% keep a cleaner CFPB record, on 233 all-time complaints and a 96% timely-response rate.

31st pct
reputation rank of 5,283 graded collectors
233
CFPB complaints, all-time
96%
answered inside the CFPB window
48
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Hollis Cobb Associates?

Hollis Cobb Associates has accumulated 233 total CFPB complaints across 27 states, with 48 filed in the most recent 12 months against 185 historical complaints before that window. The trailing-12-month volume represents 20.6% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Frequent or repeated calls". The company posts a 96% timely-response rate against a 21% consumer-dispute-after-response rate.

Complaints have been recorded across 27 states, led by Georgia with 143 and Massachusetts with 14. Normalized against the full CFPB collector database, the reputation score of 56.7/100 places Hollis Cobb Associates in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

233

mid-volume (CCDB)

Last 12 months

48

20.6% of all-time complaints

Stable →

States active

27

multi-region footprint

Timely response rate

96%

excellent band

Consumer disputes

21%

elevated (vertical avg ~19%)

Reputation grade

D

56.7/100 composite

How does Hollis Cobb Associates's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 31st percentile higher than 31% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Hollis Cobb Associates versus the debt-collection vertical average.

Timely response within SLA 95.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 21.4%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 48.2%

Share of US states + territories with at least one filed complaint against this collector.

How does Hollis Cobb Associates compare to its peers?

How does Hollis Cobb Associates compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Hollis Cobb Associates National average
Complaints (last 12 mo)lower is better
48
38
268
Timely-response ratehigher is better
96%
99%
91%
Consumer-dispute ratelower is better
21%
21%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 67
Communication tactics - 46
Written notification about debt - 38
Cont'd attempts collect debt not owed - 26
False statements or representation - 22
Disclosure verification of debt - 9
Took or threatened to take negative or legal action - 7
Improper contact or sharing of info - 6
Electronic communications - 6
Threatened to contact someone or share information improperly - 3

Where do complaints against Hollis Cobb Associates come from?

Hollis Cobb Associates's own per-state count, not a national baseline.

Top states by complaints against Hollis Cobb Associates

Across 27 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Hollis Cobb Associates contacts you

A grade of D signals how Hollis Cobb Associates's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Hollis Cobb Associates and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Hollis Cobb Associates ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Hollis Cobb Associates? ▼

The most common issue consumers report about Hollis Cobb Associates is "Attempts to collect debt not owed", specifically "Frequent or repeated calls". This is based on 233 complaints filed with the CFPB.

Are complaints against Hollis Cobb Associates increasing or decreasing? ▼

Complaints against Hollis Cobb Associates have been stable. The company received 48 complaints in the last 12 months.

What is Hollis Cobb Associates's reputation grade? ▼

Hollis Cobb Associates has a reputation grade of D (score: 56.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Hollis Cobb Associates respond to consumer complaints? ▼

Hollis Cobb Associates has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Hollis Cobb Associates operate? ▼

Hollis Cobb Associates has received CFPB complaints from consumers in 27 states, with the most complaints from Georgia (143 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.