Total CFPB complaints
58
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 58 complaints
Hiday & Ricke, P.A. — Debt Collector Complaint Profile
CFPB complaint profile across 7 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Hiday & Ricke, P.A.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
18 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
8 complaints
- False statements or representation 4
False statements or representation
4 complaints
- Communication tactics 4
Communication tactics
4 complaints
- Disclosure verification of debt 2
Disclosure verification of debt
2 complaints
D
Grade D · 58.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Hiday & Ricke, P.A.?
Hiday & Ricke, P.A. has accumulated 58 total CFPB complaints across 7 states, with 4 filed in the most recent 12 months against 54 historical complaints before that window. The trailing-12-month volume represents 6.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 37% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 7 states, led by Florida with 51 and Georgia with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.8/100 places Hiday & Ricke, P.A. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
6.9% of total history
Rising ↑
States active
7
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Consumer disputes
37%
After company response
Reputation grade
D
58.8/100 composite
Response-quality profile
How Hiday & Ricke, P.A. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 73.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 12.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Hiday & Ricke, P.A. compare to its peers?
Hiday & Ricke, P.A. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-04 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action18 (%)
Taking/threatening an illegal action8 (%)
False statements or representation4 (%)
Communication tactics4 (%)
Disclosure verification of debt2 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 6 |
| Took or threatened to take negative or legal action | Collected or attempted to collect exempt funds | 5 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 4 |
| False statements or representation | Attempted to collect wrong amount | 4 |
| Communication tactics | Threatened to take legal action | 4 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 4 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 3 |
| Disclosure verification of debt | Right to dispute notice not received | 2 |
| Taking/threatening an illegal action | Attempted to/Collected exempt funds | 2 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 2 |
Where do complaints against Hiday & Ricke, P.A. come from?
The states where consumers have filed the most CFPB complaints against Hiday & Ricke, P.A.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Hiday & Ricke, P.A.
Across 7 states with at least one filing
- Florida
Florida
51 complaints
- Georgia 1
Georgia
1 complaints
- Arkansas 1
Arkansas
1 complaints
- North Carolina 1
North Carolina
1 complaints
- Missouri 1
Missouri
1 complaints
- New York 1
New York
1 complaints
- Virginia 1
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Hiday & Ricke, P.A.? ▼
The most common issue consumers report about Hiday & Ricke, P.A. is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 58 complaints filed with the CFPB.
Are complaints against Hiday & Ricke, P.A. increasing or decreasing? ▼
Complaints against Hiday & Ricke, P.A. are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Hiday & Ricke, P.A.'s reputation grade? ▼
Hiday & Ricke, P.A. has a reputation grade of D (score: 58.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Hiday & Ricke, P.A. respond to consumer complaints? ▼
Hiday & Ricke, P.A. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 37% of cases.
In how many states does Hiday & Ricke, P.A. operate? ▼
Hiday & Ricke, P.A. has received CFPB complaints from consumers in 7 states, with the most complaints from Florida (51 complaints).
What can I do if Hiday & Ricke, P.A. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Hiday & Ricke, P.A. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |