This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

HCFS Healthcare Financial Services of TeamHealth - Debt Collector Complaint Profile

CFPB complaint profile across 48 states, reputation grade F.

Compiled byPlainCollector Editorial, Debt Collector Reputation Editorial Team

Attempts to collect debt not owed

1,442
Written notification about debt

891
Cont'd attempts collect debt not owed

233
Communication tactics

219
False statements or representation

217
Disclosure verification of debt

147

Data updated July 2026

Grade F · 51.0/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: HCFS Healthcare Financial Services of TeamHealth ranks ahead of 16% of the 5,283 collectors PlainCollector grades - 84% keep a cleaner CFPB record, on 3,327 all-time complaints and a 93% timely-response rate.

16th pct
reputation rank of 5,283 graded collectors: 3,327
CFPB complaints, all-time: 93%
answered inside the CFPB window: 27
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about HCFS Healthcare Financial Services of TeamHealth?

HCFS Healthcare Financial Services of TeamHealth has accumulated 3,327 total CFPB complaints across 48 states, with 27 filed in the most recent 12 months against 3,300 historical complaints before that window. The trailing-12-month volume represents 0.8% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 93% timely-response rate against a 28% consumer-dispute-after-response rate.

Complaints have been recorded across 48 states, led by Florida with 1,236 and Texas with 534. Normalized against the full CFPB collector database, the reputation score of 51.0/100 places HCFS Healthcare Financial Services of TeamHealth in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

3,327

high-volume (CCDB)

Last 12 months

0.8% of all-time complaints

Falling ↓

States active

multi-region footprint

Timely response rate

93%

good band

Consumer disputes

28%

elevated (vertical avg ~19%)

Reputation grade

51.0/100 composite

How does HCFS Healthcare Financial Services of TeamHealth's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

51 Bottom 16% higher than 16% of 5,283 graded collectors

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

HCFS Healthcare Financial Services of TeamHealth versus the debt-collection vertical average.

Timely response within SLA 93.1%

Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 27.8%

Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 85.7%

Share of US states + territories with at least one filed complaint against this collector.

How does HCFS Healthcare Financial Services of TeamHealth compare to its peers?

How does HCFS Healthcare Financial Services of TeamHealth compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count

HCFS Healthcare Financ… National average

Complaints (last 12 mo)lower is better

1,072

268

Timely-response ratehigher is better

93%

98%

91%

Consumer-dispute ratelower is better

28%

32%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-10 2024-03

Issue Detail Breakdown

Issue	Sub-Issue	Complaints
Attempts to collect debt not owed	-	1,442
Written notification about debt	-	891
Cont'd attempts collect debt not owed	-	233
Communication tactics	-	219
False statements or representation	-	217
Disclosure verification of debt	-	147
Took or threatened to take negative or legal action	-	139
Improper contact or sharing of info	-	18
Threatened to contact someone or share information improperly	-	17
Electronic communications	-	2

Where do complaints against HCFS Healthcare Financial Services of TeamHealth come from?

HCFS Healthcare Financial Services of TeamHealth's own per-state count, not a national baseline.

Florida

1,236
Texas

534
New Jersey

240
Ohio

192
Georgia

110
New York

94
Oklahoma

93
Illinois

82

What to do if HCFS Healthcare Financial Services of TeamHealth contacts you

A grade of F signals how HCFS Healthcare Financial Services of TeamHealth's CFPB record compares to peers, here is how to act on it.

Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
Confirm the caller is really HCFS Healthcare Financial Services of TeamHealth and not an impostor before paying anything. Verify a collector
Know your FDCPA rights, you can stop calls and report harassment. Your rights
See how HCFS Healthcare Financial Services of TeamHealth ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against HCFS Healthcare Financial Services of TeamHealth? ▼

The most common issue consumers report about HCFS Healthcare Financial Services of TeamHealth is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 3,327 complaints filed with the CFPB.

Are complaints against HCFS Healthcare Financial Services of TeamHealth increasing or decreasing? ▼

Complaints against HCFS Healthcare Financial Services of TeamHealth are falling. The company received 27 complaints in the last 12 months, showing improvement over prior periods.

What is HCFS Healthcare Financial Services of TeamHealth's reputation grade? ▼

HCFS Healthcare Financial Services of TeamHealth has a reputation grade of F (score: 51.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does HCFS Healthcare Financial Services of TeamHealth respond to consumer complaints? ▼

HCFS Healthcare Financial Services of TeamHealth has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.

In how many states does HCFS Healthcare Financial Services of TeamHealth operate? ▼

HCFS Healthcare Financial Services of TeamHealth has received CFPB complaints from consumers in 48 states, with the most complaints from Florida (1,236 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.