This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 4,346 complaints

Harris & Harris, Ltd. - Debt Collector Complaint Profile

CFPB complaint profile across 52 states, reputation grade D.

Complaints by issue type

What consumers report about Harris & Harris, Ltd.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 56.4/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Harris & Harris, Ltd. ranks ahead of 30% of the 5,283 collectors PlainCollector grades - 70% keep a cleaner CFPB record, on 4,346 all-time complaints and a 100% timely-response rate.

30th pct
reputation rank of 5,283 graded collectors
4,346
CFPB complaints, all-time
100%
answered inside the CFPB window
2,360
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Harris & Harris, Ltd.?

Harris & Harris, Ltd. has accumulated 4,346 total CFPB complaints across 52 states, with 2,360 filed in the most recent 12 months against 1,986 historical complaints before that window. The trailing-12-month volume represents 54.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 100% timely-response rate against a 15% consumer-dispute-after-response rate.

Complaints have been recorded across 52 states, led by Texas with 654 and Illinois with 410. Normalized against the full CFPB collector database, the reputation score of 56.4/100 places Harris & Harris, Ltd. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

4,346

high-volume (CCDB)

Last 12 months

2,360

54.3% of all-time complaints

Rising ↑

States active

52

nationwide footprint

Timely response rate

100%

excellent band

Consumer disputes

15%

average (vertical avg ~19%)

Reputation grade

D

56.4/100 composite

How does Harris & Harris, Ltd.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

56 30th percentile higher than 30% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Harris & Harris, Ltd. versus the debt-collection vertical average.

Timely response within SLA 99.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 15.3%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 92.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Harris & Harris, Ltd. compare to its peers?

How does Harris & Harris, Ltd. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Harris & Harris, Ltd. National average
Complaints (last 12 mo)lower is better
2,360
2,358
268
Timely-response ratehigher is better
100%
99%
91%
Consumer-dispute ratelower is better
15%
11%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 1,792
Took or threatened to take negative or legal action - 648
Written notification about debt - 609
Communication tactics - 462
False statements or representation - 451
Cont'd attempts collect debt not owed - 139
Electronic communications - 135
Threatened to contact someone or share information improperly - 50
Disclosure verification of debt - 34
Improper contact or sharing of info - 18

Where do complaints against Harris & Harris, Ltd. come from?

Harris & Harris, Ltd.'s own per-state count, not a national baseline.

Top states by complaints against Harris & Harris, Ltd.

Across 52 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Harris & Harris, Ltd. contacts you

A grade of D signals how Harris & Harris, Ltd.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Harris & Harris, Ltd. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Harris & Harris, Ltd. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Harris & Harris, Ltd.? ▼

The most common issue consumers report about Harris & Harris, Ltd. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 4,346 complaints filed with the CFPB.

Are complaints against Harris & Harris, Ltd. increasing or decreasing? ▼

Complaints against Harris & Harris, Ltd. are rising. The company received 2,360 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Harris & Harris, Ltd.'s reputation grade? ▼

Harris & Harris, Ltd. has a reputation grade of D (score: 56.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Harris & Harris, Ltd. respond to consumer complaints? ▼

Harris & Harris, Ltd. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does Harris & Harris, Ltd. operate? ▼

Harris & Harris, Ltd. has received CFPB complaints from consumers in 52 states, with the most complaints from Texas (654 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.