This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 1,805 complaints

Halsted Financial Services, LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 53 states, reputation grade D.

Complaints by issue type

What consumers report about Halsted Financial Services, LLC.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

D

Grade D · 57.3/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of D: Halsted Financial Services, LLC. ranks ahead of 33% of the 5,283 collectors PlainCollector grades - 67% keep a cleaner CFPB record, on 1,805 all-time complaints and a 97% timely-response rate.

33rd pct
reputation rank of 5,283 graded collectors
1,805
CFPB complaints, all-time
97%
answered inside the CFPB window
661
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Halsted Financial Services, LLC.?

Halsted Financial Services, LLC. has accumulated 1,805 total CFPB complaints across 53 states, with 661 filed in the most recent 12 months against 1,144 historical complaints before that window. The trailing-12-month volume represents 36.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 97% timely-response rate against a 9% consumer-dispute-after-response rate.

Complaints have been recorded across 53 states, led by Texas with 238 and California with 182. Normalized against the full CFPB collector database, the reputation score of 57.3/100 places Halsted Financial Services, LLC. in grade band D.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

1,805

high-volume (CCDB)

Last 12 months

661

36.6% of all-time complaints

Rising ↑

States active

53

nationwide footprint

Timely response rate

97%

excellent band

Consumer disputes

9%

low (vertical avg ~19%)

Reputation grade

D

57.3/100 composite

How does Halsted Financial Services, LLC.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

57 33rd percentile higher than 33% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Halsted Financial Services, LLC. versus the debt-collection vertical average.

Timely response within SLA 96.6%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 8.8%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 94.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Halsted Financial Services, LLC. compare to its peers?

How does Halsted Financial Services, LLC. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Halsted Financial Serv… National average
Complaints (last 12 mo)lower is better
661
711
268
Timely-response ratehigher is better
97%
98%
91%
Consumer-dispute ratelower is better
9%
24%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-01 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 510
Electronic communications - 346
Communication tactics - 263
False statements or representation - 196
Written notification about debt - 187
Took or threatened to take negative or legal action - 103
Cont'd attempts collect debt not owed - 78
Threatened to contact someone or share information improperly - 71
Disclosure verification of debt - 22
Improper contact or sharing of info - 18

Where do complaints against Halsted Financial Services, LLC. come from?

Halsted Financial Services, LLC.'s own per-state count, not a national baseline.

Top states by complaints against Halsted Financial Services, LLC.

Across 53 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Halsted Financial Services, LLC. contacts you

A grade of D signals how Halsted Financial Services, LLC.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Halsted Financial Services, LLC. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Halsted Financial Services, LLC. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Halsted Financial Services, LLC.? ▼

The most common issue consumers report about Halsted Financial Services, LLC. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1,805 complaints filed with the CFPB.

Are complaints against Halsted Financial Services, LLC. increasing or decreasing? ▼

Complaints against Halsted Financial Services, LLC. are rising. The company received 661 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Halsted Financial Services, LLC.'s reputation grade? ▼

Halsted Financial Services, LLC. has a reputation grade of D (score: 57.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Halsted Financial Services, LLC. respond to consumer complaints? ▼

Halsted Financial Services, LLC. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does Halsted Financial Services, LLC. operate? ▼

Halsted Financial Services, LLC. has received CFPB complaints from consumers in 53 states, with the most complaints from Texas (238 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.