Total CFPB complaints
36
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 36 complaints
Guidiville Indian Rancheria — Debt Collector Complaint Profile
CFPB complaint profile across 21 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Guidiville Indian Rancheria
- Taking/threatening an illegal action
Taking/threatening an illegal action
16 complaints
- Communication tactics
Communication tactics
9 complaints
- Cont'd attempts collect debt not owed 3
Cont'd attempts collect debt not owed
3 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Improper contact or sharing of info 1
Improper contact or sharing of info
1 complaints
- Threatened to contact someone or share information improperly 1
Threatened to contact someone or share information improperly
1 complaints
C
Grade C · 60.4/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Guidiville Indian Rancheria?
Guidiville Indian Rancheria has accumulated 36 total CFPB complaints across 21 states, with 0 filed in the most recent 12 months against 36 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Taking/threatening an illegal action", narrowing to "Threatened arrest/jail if do not pay", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 81% timely-response rate against a 12% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 21 states, led by Ohio with 4 and Virginia with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 60.4/100 places Guidiville Indian Rancheria in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
21
Distinct state filings
Timely response rate
81%
Within CFPB SLA window
Consumer disputes
12%
After company response
Reputation grade
C
60.4/100 composite
Response-quality profile
How Guidiville Indian Rancheria performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 80.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 24.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 37.5%
Share of US states + territories with at least one filed complaint against this collector.
How does Guidiville Indian Rancheria compare to its peers?
Guidiville Indian Ranc… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-11 2021-12
Top Consumer Issues
Taking/threatening an illegal action16 (%)
Communication tactics9 (%)
Cont'd attempts collect debt not owed3 (%)
False statements or representation1 (%)
Improper contact or sharing of info1 (%)
Threatened to contact someone or share information improperly1 (%)
Most common issue: Taking/threatening an illegal action — Threatened arrest/jail if do not pay
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 15 |
| Communication tactics | Threatened to take legal action | 4 |
| Communication tactics | Called after sent written cease of comm | 3 |
| Communication tactics | Frequent or repeated calls | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| False statements or representation | Impersonated an attorney or official | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 1 |
| Threatened to contact someone or share information improperly | Contacted your employer | 1 |
Where do complaints against Guidiville Indian Rancheria come from?
The states where consumers have filed the most CFPB complaints against Guidiville Indian Rancheria. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Guidiville Indian Rancheria
Across 21 states with at least one filing
- Ohio
Ohio
4 complaints
- Virginia
Virginia
3 complaints
- North Carolina
North Carolina
3 complaints
- Texas
Texas
3 complaints
- Illinois
Illinois
2 complaints
- Michigan
Michigan
2 complaints
- New York
New York
2 complaints
- Indiana
Indiana
2 complaints
Frequently Asked Questions
What is the most common complaint against Guidiville Indian Rancheria? ▼
The most common issue consumers report about Guidiville Indian Rancheria is "Taking/threatening an illegal action", specifically "Threatened arrest/jail if do not pay". This is based on 36 complaints filed with the CFPB.
Are complaints against Guidiville Indian Rancheria increasing or decreasing? ▼
Complaints against Guidiville Indian Rancheria have been stable. The company received 0 complaints in the last 12 months.
What is Guidiville Indian Rancheria's reputation grade? ▼
Guidiville Indian Rancheria has a reputation grade of C (score: 60.4/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Guidiville Indian Rancheria respond to consumer complaints? ▼
Guidiville Indian Rancheria has a 81% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.
In how many states does Guidiville Indian Rancheria operate? ▼
Guidiville Indian Rancheria has received CFPB complaints from consumers in 21 states, with the most complaints from Ohio (4 complaints).
What can I do if Guidiville Indian Rancheria is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Guidiville Indian Rancheria violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |