Total CFPB complaints
7
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 7 complaints
GSI Recovery, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about GSI Recovery, LLC
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
2 complaints
- False statements or representation
False statements or representation
1 complaints
- Disclosure verification of debt
Disclosure verification of debt
1 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
B
Grade B · 66.2/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about GSI Recovery, LLC?
GSI Recovery, LLC has accumulated 7 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 7 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 57% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by New Jersey with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 66.2/100 places GSI Recovery, LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
1
Distinct state filings
Timely response rate
57%
Within CFPB SLA window
Consumer disputes
0%
After company response
Reputation grade
B
66.2/100 composite
Response-quality profile
How GSI Recovery, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 57.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 0.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does GSI Recovery, LLC compare to its peers?
GSI Recovery, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-06 2019-03
Top Consumer Issues
Took or threatened to take negative or legal action2 (%)
Cont'd attempts collect debt not owed2 (%)
False statements or representation1 (%)
Disclosure verification of debt1 (%)
Attempts to collect debt not owed1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 2 |
| Cont'd attempts collect debt not owed | Debt was paid | 2 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
Where do complaints against GSI Recovery, LLC come from?
The states where consumers have filed the most CFPB complaints against GSI Recovery, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against GSI Recovery, LLC
Across 1 states with at least one filing
- New Jersey
New Jersey
7 complaints
Frequently Asked Questions
What is the most common complaint against GSI Recovery, LLC? ▼
The most common issue consumers report about GSI Recovery, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 7 complaints filed with the CFPB.
Are complaints against GSI Recovery, LLC increasing or decreasing? ▼
Complaints against GSI Recovery, LLC have been stable. The company received 0 complaints in the last 12 months.
What is GSI Recovery, LLC's reputation grade? ▼
GSI Recovery, LLC has a reputation grade of B (score: 66.2/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does GSI Recovery, LLC respond to consumer complaints? ▼
GSI Recovery, LLC has a 57% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.
In how many states does GSI Recovery, LLC operate? ▼
GSI Recovery, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from New Jersey (7 complaints).
What can I do if GSI Recovery, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If GSI Recovery, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |