This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 13 complaints

Greenwood and Allen Financial - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade F.

Complaints by issue type

What consumers report about Greenwood and Allen Financial

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 29.1/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: Greenwood and Allen Financial ranks ahead of 1% of the 5,283 collectors PlainCollector grades - 99% keep a cleaner CFPB record, on 13 all-time complaints and a 0% timely-response rate.

1st pct
reputation rank of 5,283 graded collectors
13
CFPB complaints, all-time
0%
answered inside the CFPB window
3
in the last 12 months (stable)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Greenwood and Allen Financial?

Greenwood and Allen Financial has accumulated 13 total CFPB complaints across 10 states, with 3 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 23.1% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt". The company posts a 0% timely-response rate.

Complaints have been recorded across 10 states, led by Arizona with 2 and Georgia with 2. Normalized against the full CFPB collector database, the reputation score of 29.1/100 places Greenwood and Allen Financial in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

13

low-volume (CCDB)

Last 12 months

3

23.1% of all-time complaints

Stable →

States active

10

regional footprint

Timely response rate

0%

below sla band

Reputation grade

F

29.1/100 composite

How does Greenwood and Allen Financial's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

29 Bottom 1% higher than 1% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). This entry sits in this band. 30–40: 160 graded collectors (3%). Above this entry. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Greenwood and Allen Financial versus the debt-collection vertical average.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 17.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Greenwood and Allen Financial compare to its peers?

How does Greenwood and Allen Financial compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Greenwood and Allen Fi… National average
Complaints (last 12 mo)lower is better
3
0
268
Timely-response ratehigher is better
0%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-03 2025-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action - 6
Attempts to collect debt not owed - 3
Communication tactics - 3
Written notification about debt - 1

Where do complaints against Greenwood and Allen Financial come from?

Greenwood and Allen Financial's own per-state count, not a national baseline.

Top states by complaints against Greenwood and Allen Financial

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Greenwood and Allen Financial contacts you

A grade of F signals how Greenwood and Allen Financial's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Greenwood and Allen Financial and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Greenwood and Allen Financial ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Greenwood and Allen Financial? ▼

The most common issue consumers report about Greenwood and Allen Financial is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 13 complaints filed with the CFPB.

Are complaints against Greenwood and Allen Financial increasing or decreasing? ▼

Complaints against Greenwood and Allen Financial have been stable. The company received 3 complaints in the last 12 months.

What is Greenwood and Allen Financial's reputation grade? ▼

Greenwood and Allen Financial has a reputation grade of F (score: 29.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Greenwood and Allen Financial respond to consumer complaints? ▼

Greenwood and Allen Financial has a 0% timely response rate to CFPB complaints.

In how many states does Greenwood and Allen Financial operate? ▼

Greenwood and Allen Financial has received CFPB complaints from consumers in 10 states, with the most complaints from Arizona (2 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.