Total CFPB complaints
13
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 13 complaints
Greenwood and Allen Financial — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Greenwood and Allen Financial
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
6 complaints
- Communication tactics
Communication tactics
3 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
3 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
F
Grade F · 29.1/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Greenwood and Allen Financial?
Greenwood and Allen Financial has accumulated 13 total CFPB complaints across 10 states, with 8 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 61.5% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Georgia with 2 and Virginia with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 29.1/100 places Greenwood and Allen Financial in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
8
61.5% of total history
Rising ↑
States active
10
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Reputation grade
F
29.1/100 composite
Response-quality profile
How Greenwood and Allen Financial performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Greenwood and Allen Financial compare to its peers?
Greenwood and Allen Fi… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2025-01 2025-12
Top Consumer Issues
Took or threatened to take negative or legal action6 (%)
Communication tactics3 (%)
Attempts to collect debt not owed3 (%)
Written notification about debt1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 5 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 2 |
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
Where do complaints against Greenwood and Allen Financial come from?
The states where consumers have filed the most CFPB complaints against Greenwood and Allen Financial. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Greenwood and Allen Financial
Across 10 states with at least one filing
- Georgia
Georgia
2 complaints
- Virginia
Virginia
2 complaints
- Arizona
Arizona
2 complaints
- Colorado
Colorado
1 complaints
- Texas
Texas
1 complaints
- Kentucky
Kentucky
1 complaints
- Indiana
Indiana
1 complaints
- Ohio
Ohio
1 complaints
Frequently Asked Questions
What is the most common complaint against Greenwood and Allen Financial? ▼
The most common issue consumers report about Greenwood and Allen Financial is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 13 complaints filed with the CFPB.
Are complaints against Greenwood and Allen Financial increasing or decreasing? ▼
Complaints against Greenwood and Allen Financial are rising. The company received 8 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Greenwood and Allen Financial's reputation grade? ▼
Greenwood and Allen Financial has a reputation grade of F (score: 29.1/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Greenwood and Allen Financial respond to consumer complaints? ▼
Greenwood and Allen Financial has a 0% timely response rate to CFPB complaints.
In how many states does Greenwood and Allen Financial operate? ▼
Greenwood and Allen Financial has received CFPB complaints from consumers in 10 states, with the most complaints from Georgia (2 complaints).
What can I do if Greenwood and Allen Financial is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Greenwood and Allen Financial violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |