Total CFPB complaints
55
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 55 complaints
Grain Technology, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 19 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Grain Technology, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
36 complaints
- Written notification about debt 7
Written notification about debt
7 complaints
- Took or threatened to take negative or legal action 5
Took or threatened to take negative or legal action
5 complaints
- Communication tactics 2
Communication tactics
2 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Didn't provide services promised 1
Didn't provide services promised
1 complaints
D
Grade D · 54.4/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Grain Technology, Inc.?
Grain Technology, Inc. has accumulated 55 total CFPB complaints across 19 states, with 0 filed in the most recent 12 months against 55 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 19 states, led by Georgia with 10 and Texas with 8, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.4/100 places Grain Technology, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
19
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Reputation grade
D
54.4/100 composite
Response-quality profile
How Grain Technology, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 96.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 33.9%
Share of US states + territories with at least one filed complaint against this collector.
How does Grain Technology, Inc. compare to its peers?
Grain Technology, Inc. National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2021-08 2024-03
Top Consumer Issues
Attempts to collect debt not owed36 (%)
Took or threatened to take negative or legal action5 (%)
Written notification about debt7 (%)
Communication tactics2 (%)
False statements or representation2 (%)
Didn't provide services promised1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 17 |
| Attempts to collect debt not owed | Debt was result of identity theft | 15 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 5 |
| Written notification about debt | Didn't receive enough information to verify debt | 5 |
| Attempts to collect debt not owed | Debt was paid | 3 |
| Written notification about debt | Didn't receive notice of right to dispute | 2 |
| Communication tactics | Used obscene, profane, or other abusive language | 2 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Attempts to collect debt not owed | Debt was already discharged in bankruptcy and is no longer owed | 1 |
| Didn't provide services promised | — | 1 |
Where do complaints against Grain Technology, Inc. come from?
The states where consumers have filed the most CFPB complaints against Grain Technology, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Grain Technology, Inc.
Across 19 states with at least one filing
- Georgia
Georgia
10 complaints
- Texas
Texas
8 complaints
- California
California
6 complaints
- North Carolina
North Carolina
5 complaints
- Pennsylvania
Pennsylvania
4 complaints
- Ohio 2
Ohio
2 complaints
- Massachusetts 2
Massachusetts
2 complaints
- South Carolina 2
South Carolina
2 complaints
Frequently Asked Questions
What is the most common complaint against Grain Technology, Inc.? ▼
The most common issue consumers report about Grain Technology, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 55 complaints filed with the CFPB.
Are complaints against Grain Technology, Inc. increasing or decreasing? ▼
Complaints against Grain Technology, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Grain Technology, Inc.'s reputation grade? ▼
Grain Technology, Inc. has a reputation grade of D (score: 54.4/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Grain Technology, Inc. respond to consumer complaints? ▼
Grain Technology, Inc. has a 96% timely response rate to CFPB complaints.
In how many states does Grain Technology, Inc. operate? ▼
Grain Technology, Inc. has received CFPB complaints from consumers in 19 states, with the most complaints from Georgia (10 complaints).
What can I do if Grain Technology, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Grain Technology, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |