Total CFPB complaints
28
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 28 complaints
Go Capital Holdings, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 12 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Go Capital Holdings, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
10 complaints
- Written notification about debt
Written notification about debt
5 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
4 complaints
- False statements or representation 3
False statements or representation
3 complaints
- Communication tactics 2
Communication tactics
2 complaints
- Improper contact or sharing of info 1
Improper contact or sharing of info
1 complaints
C
Grade C · 62.0/100 composite
This collector has an average complaint record with moderate complaint volumes and typical response rates.
What do CFPB complaints reveal about Go Capital Holdings, LLC?
Go Capital Holdings, LLC has accumulated 28 total CFPB complaints across 12 states, with 3 filed in the most recent 12 months against 25 historical complaints before that window. The trailing-12-month volume represents 10.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 96% timely-response rate against a 33% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 12 states, led by Georgia with 7 and Florida with 5, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 62.0/100 places Go Capital Holdings, LLC in grade band C, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
10.7% of total history
Rising ↑
States active
12
Distinct state filings
Timely response rate
96%
Within CFPB SLA window
Consumer disputes
33%
After company response
Reputation grade
C
62.0/100 composite
Response-quality profile
How Go Capital Holdings, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 96.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 66.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 21.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Go Capital Holdings, LLC compare to its peers?
Go Capital Holdings, L… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2016-12 2026-02
Top Consumer Issues
Attempts to collect debt not owed10 (%)
Written notification about debt5 (%)
Took or threatened to take negative or legal action4 (%)
False statements or representation3 (%)
Communication tactics2 (%)
Improper contact or sharing of info1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 8 |
| Written notification about debt | Didn't receive enough information to verify debt | 5 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 3 |
| Attempts to collect debt not owed | Debt was result of identity theft | 2 |
| False statements or representation | Attempted to collect wrong amount | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| False statements or representation | Indicated you were committing crime by not paying debt | 1 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Communication tactics | Frequent or repeated calls | 1 |
Where do complaints against Go Capital Holdings, LLC come from?
The states where consumers have filed the most CFPB complaints against Go Capital Holdings, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Go Capital Holdings, LLC
Across 12 states with at least one filing
- Georgia
Georgia
7 complaints
- Florida
Florida
5 complaints
- Illinois
Illinois
5 complaints
- Texas 2
Texas
2 complaints
- Alabama 2
Alabama
2 complaints
- California 1
California
1 complaints
- Mississippi 1
Mississippi
1 complaints
- South Carolina 1
South Carolina
1 complaints
Frequently Asked Questions
What is the most common complaint against Go Capital Holdings, LLC? ▼
The most common issue consumers report about Go Capital Holdings, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 28 complaints filed with the CFPB.
Are complaints against Go Capital Holdings, LLC increasing or decreasing? ▼
Complaints against Go Capital Holdings, LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Go Capital Holdings, LLC's reputation grade? ▼
Go Capital Holdings, LLC has a reputation grade of C (score: 62.0/100). This collector has an average complaint record with moderate complaint volumes and typical response rates.
Does Go Capital Holdings, LLC respond to consumer complaints? ▼
Go Capital Holdings, LLC has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.
In how many states does Go Capital Holdings, LLC operate? ▼
Go Capital Holdings, LLC has received CFPB complaints from consumers in 12 states, with the most complaints from Georgia (7 complaints).
What can I do if Go Capital Holdings, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Go Capital Holdings, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |