Total CFPB complaints
183
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 183 complaints
GMA Investments, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 34 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about GMA Investments, LLC
- Communication tactics
Communication tactics
57 complaints
- Cont'd attempts collect debt not owed 14
Cont'd attempts collect debt not owed
14 complaints
- Threatened to contact someone or share information improperly 9
Threatened to contact someone or share information improperly
9 complaints
- Took or threatened to take negative or legal action 8
Took or threatened to take negative or legal action
8 complaints
- Taking/threatening an illegal action 6
Taking/threatening an illegal action
6 complaints
- Disclosure verification of debt 6
Disclosure verification of debt
6 complaints
F
Grade F · 40.8/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about GMA Investments, LLC?
GMA Investments, LLC has accumulated 183 total CFPB complaints across 34 states, with 22 filed in the most recent 12 months against 161 historical complaints before that window. The trailing-12-month volume represents 12.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 45% timely-response rate against a 17% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 34 states, led by California with 20 and Texas with 17, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 40.8/100 places GMA Investments, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
22
12.0% of total history
Rising ↑
States active
34
Distinct state filings
Timely response rate
45%
Within CFPB SLA window
Consumer disputes
17%
After company response
Reputation grade
F
40.8/100 composite
Response-quality profile
How GMA Investments, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 45.4%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 33.8%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 60.7%
Share of US states + territories with at least one filed complaint against this collector.
How does GMA Investments, LLC compare to its peers?
GMA Investments, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2019-06 2026-03
Top Consumer Issues
Communication tactics57 (%)
Cont'd attempts collect debt not owed14 (%)
Threatened to contact someone or share information improperly9 (%)
Took or threatened to take negative or legal action8 (%)
Taking/threatening an illegal action6 (%)
Disclosure verification of debt6 (%)
Attempts to collect debt not owed6 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 26 |
| Cont'd attempts collect debt not owed | Debt is not mine | 14 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 13 |
| Communication tactics | Used obscene, profane, or other abusive language | 12 |
| Threatened to contact someone or share information improperly | Contacted your employer | 9 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 8 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 6 |
| Disclosure verification of debt | Not given enough info to verify debt | 6 |
| Communication tactics | Threatened to take legal action | 6 |
| Attempts to collect debt not owed | Debt is not yours | 6 |
Where do complaints against GMA Investments, LLC come from?
The states where consumers have filed the most CFPB complaints against GMA Investments, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against GMA Investments, LLC
Across 34 states with at least one filing
- California
California
20 complaints
- Texas
Texas
17 complaints
- Florida
Florida
16 complaints
- Virginia
Virginia
11 complaints
- Nevada
Nevada
10 complaints
- Missouri
Missouri
10 complaints
- South Carolina 7
South Carolina
7 complaints
- Georgia 6
Georgia
6 complaints
Frequently Asked Questions
What is the most common complaint against GMA Investments, LLC? ▼
The most common issue consumers report about GMA Investments, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 183 complaints filed with the CFPB.
Are complaints against GMA Investments, LLC increasing or decreasing? ▼
Complaints against GMA Investments, LLC are rising. The company received 22 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is GMA Investments, LLC's reputation grade? ▼
GMA Investments, LLC has a reputation grade of F (score: 40.8/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does GMA Investments, LLC respond to consumer complaints? ▼
GMA Investments, LLC has a 45% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.
In how many states does GMA Investments, LLC operate? ▼
GMA Investments, LLC has received CFPB complaints from consumers in 34 states, with the most complaints from California (20 complaints).
What can I do if GMA Investments, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If GMA Investments, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |