This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 182 complaints

GMA Investments, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade F.

Complaints by issue type

What consumers report about GMA Investments, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 40.8/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: GMA Investments, LLC ranks ahead of 4% of the 5,283 collectors PlainCollector grades - 96% keep a cleaner CFPB record, on 182 all-time complaints and a 45% timely-response rate.

4th pct
reputation rank of 5,283 graded collectors
182
CFPB complaints, all-time
45%
answered inside the CFPB window
19
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about GMA Investments, LLC?

GMA Investments, LLC has accumulated 182 total CFPB complaints across 34 states, with 19 filed in the most recent 12 months against 163 historical complaints before that window. The trailing-12-month volume represents 10.4% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls". The company posts a 45% timely-response rate against a 17% consumer-dispute-after-response rate.

Complaints have been recorded across 34 states, led by California with 20 and Texas with 17. Normalized against the full CFPB collector database, the reputation score of 40.8/100 places GMA Investments, LLC in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

182

mid-volume (CCDB)

Last 12 months

19

10.4% of all-time complaints

Falling ↓

States active

34

multi-region footprint

Timely response rate

45%

below sla band

Consumer disputes

17%

average (vertical avg ~19%)

Reputation grade

F

40.8/100 composite

How does GMA Investments, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

41 Bottom 4% higher than 4% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). This entry sits in this band. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

GMA Investments, LLC versus the debt-collection vertical average.

Timely response within SLA 45.4%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 16.9%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 60.7%

Share of US states + territories with at least one filed complaint against this collector.

How does GMA Investments, LLC compare to its peers?

How does GMA Investments, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
GMA Investments, LLC National average
Complaints (last 12 mo)lower is better
19
39
268
Timely-response ratehigher is better
45%
87%
91%
Consumer-dispute ratelower is better
17%
17%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-03 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics - 65
Took or threatened to take negative or legal action - 25
Threatened to contact someone or share information improperly - 16
Attempts to collect debt not owed - 15
Cont'd attempts collect debt not owed - 15
False statements or representation - 10
Improper contact or sharing of info - 10
Written notification about debt - 9
Taking/threatening an illegal action - 9
Disclosure verification of debt - 8

Where do complaints against GMA Investments, LLC come from?

GMA Investments, LLC's own per-state count, not a national baseline.

Top states by complaints against GMA Investments, LLC

Across 34 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if GMA Investments, LLC contacts you

A grade of F signals how GMA Investments, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really GMA Investments, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how GMA Investments, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against GMA Investments, LLC? ▼

The most common issue consumers report about GMA Investments, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 182 complaints filed with the CFPB.

Are complaints against GMA Investments, LLC increasing or decreasing? ▼

Complaints against GMA Investments, LLC are falling. The company received 19 complaints in the last 12 months, showing improvement over prior periods.

What is GMA Investments, LLC's reputation grade? ▼

GMA Investments, LLC has a reputation grade of F (score: 40.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does GMA Investments, LLC respond to consumer complaints? ▼

GMA Investments, LLC has a 45% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does GMA Investments, LLC operate? ▼

GMA Investments, LLC has received CFPB complaints from consumers in 34 states, with the most complaints from California (20 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.