Total CFPB complaints
1
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 1 complaints
Gault Financial, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Gault Financial, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
F
Grade F · 47.3/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Gault Financial, LLC?
Gault Financial, LLC has accumulated 1 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt was result of identity theft", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 0% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 1 states, led by Tennessee with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 47.3/100 places Gault Financial, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
1
Distinct state filings
Timely response rate
0%
Within CFPB SLA window
Reputation grade
F
47.3/100 composite
Response-quality profile
How Gault Financial, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 0.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 1.8%
Share of US states + territories with at least one filed complaint against this collector.
How does Gault Financial, LLC compare to its peers?
Gault Financial, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-04 2022-04
Top Consumer Issues
Attempts to collect debt not owed1 (%)
Most common issue: Attempts to collect debt not owed — Debt was result of identity theft
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt was result of identity theft | 1 |
Where do complaints against Gault Financial, LLC come from?
The states where consumers have filed the most CFPB complaints against Gault Financial, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Gault Financial, LLC
Across 1 states with at least one filing
- Tennessee
Tennessee
1 complaints
Frequently Asked Questions
What is the most common complaint against Gault Financial, LLC? ▼
The most common issue consumers report about Gault Financial, LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 1 complaints filed with the CFPB.
Are complaints against Gault Financial, LLC increasing or decreasing? ▼
Complaints against Gault Financial, LLC have been stable. The company received 0 complaints in the last 12 months.
What is Gault Financial, LLC's reputation grade? ▼
Gault Financial, LLC has a reputation grade of F (score: 47.3/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Gault Financial, LLC respond to consumer complaints? ▼
Gault Financial, LLC has a 0% timely response rate to CFPB complaints.
In how many states does Gault Financial, LLC operate? ▼
Gault Financial, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Tennessee (1 complaints).
What can I do if Gault Financial, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Gault Financial, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |