Total CFPB complaints
231
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 231 complaints
Gatestone & Co. International Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 37 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Gatestone & Co. International Inc.
- Communication tactics
Communication tactics
52 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
37 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
31 complaints
- False statements or representation 17
False statements or representation
17 complaints
- Took or threatened to take negative or legal action 12
Took or threatened to take negative or legal action
12 complaints
- Written notification about debt 12
Written notification about debt
12 complaints
D
Grade D · 58.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Gatestone & Co. International Inc.?
Gatestone & Co. International Inc. has accumulated 231 total CFPB complaints across 37 states, with 17 filed in the most recent 12 months against 214 historical complaints before that window. The trailing-12-month volume represents 7.4% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 93% timely-response rate against a 11% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 37 states, led by California with 33 and Florida with 21, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 58.2/100 places Gatestone & Co. International Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
17
7.4% of total history
Rising ↑
States active
37
Distinct state filings
Timely response rate
93%
Within CFPB SLA window
Consumer disputes
11%
After company response
Reputation grade
D
58.2/100 composite
Response-quality profile
How Gatestone & Co. International Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 93.1%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 22.6%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 66.1%
Share of US states + territories with at least one filed complaint against this collector.
How does Gatestone & Co. International Inc. compare to its peers?
Gatestone & Co. Intern… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-10 2026-02
Top Consumer Issues
Communication tactics52 (%)
Cont'd attempts collect debt not owed37 (%)
False statements or representation17 (%)
Attempts to collect debt not owed31 (%)
Took or threatened to take negative or legal action12 (%)
Written notification about debt12 (%)
Disclosure verification of debt9 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 38 |
| Cont'd attempts collect debt not owed | Debt is not mine | 29 |
| False statements or representation | Attempted to collect wrong amount | 17 |
| Attempts to collect debt not owed | Debt is not yours | 16 |
| Attempts to collect debt not owed | Debt was result of identity theft | 15 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 14 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 12 |
| Written notification about debt | Didn't receive enough information to verify debt | 12 |
| Disclosure verification of debt | Not given enough info to verify debt | 9 |
| Cont'd attempts collect debt not owed | Debt was paid | 8 |
Where do complaints against Gatestone & Co. International Inc. come from?
The states where consumers have filed the most CFPB complaints against Gatestone & Co. International Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Gatestone & Co. International Inc.
Across 37 states with at least one filing
- California
California
33 complaints
- Florida
Florida
21 complaints
- New York
New York
18 complaints
- Texas
Texas
15 complaints
- Illinois 12
Illinois
12 complaints
- Arizona 11
Arizona
11 complaints
- Georgia 9
Georgia
9 complaints
- Michigan 7
Michigan
7 complaints
Frequently Asked Questions
What is the most common complaint against Gatestone & Co. International Inc.? ▼
The most common issue consumers report about Gatestone & Co. International Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 231 complaints filed with the CFPB.
Are complaints against Gatestone & Co. International Inc. increasing or decreasing? ▼
Complaints against Gatestone & Co. International Inc. are rising. The company received 17 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Gatestone & Co. International Inc.'s reputation grade? ▼
Gatestone & Co. International Inc. has a reputation grade of D (score: 58.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Gatestone & Co. International Inc. respond to consumer complaints? ▼
Gatestone & Co. International Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.
In how many states does Gatestone & Co. International Inc. operate? ▼
Gatestone & Co. International Inc. has received CFPB complaints from consumers in 37 states, with the most complaints from California (33 complaints).
What can I do if Gatestone & Co. International Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Gatestone & Co. International Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |