Total CFPB complaints
12
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 12 complaints
GABA LAW CORPORATION — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about GABA LAW CORPORATION
- False statements or representation
False statements or representation
3 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
3 complaints
- Written notification about debt
Written notification about debt
2 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
D
Grade D · 53.0/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about GABA LAW CORPORATION?
GABA LAW CORPORATION has accumulated 12 total CFPB complaints across 4 states, with 1 filed in the most recent 12 months against 11 historical complaints before that window. The trailing-12-month volume represents 8.3% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "False statements or representation", narrowing to "Attempted to collect wrong amount", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 58% timely-response rate against a 38% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by California with 8 and Utah with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 53.0/100 places GABA LAW CORPORATION in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
1
8.3% of total history
Rising ↑
States active
4
Distinct state filings
Timely response rate
58%
Within CFPB SLA window
Consumer disputes
38%
After company response
Reputation grade
D
53.0/100 composite
Response-quality profile
How GABA LAW CORPORATION performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 58.3%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 75.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does GABA LAW CORPORATION compare to its peers?
GABA LAW CORPORATION National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-09 2025-08
Top Consumer Issues
False statements or representation3 (%)
Taking/threatening an illegal action3 (%)
Written notification about debt2 (%)
Attempts to collect debt not owed1 (%)
Cont'd attempts collect debt not owed2 (%)
Communication tactics1 (%)
Most common issue: False statements or representation — Attempted to collect wrong amount
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| False statements or representation | Attempted to collect wrong amount | 3 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 2 |
| Written notification about debt | Didn't receive enough information to verify debt | 1 |
| Written notification about debt | Didn't receive notice of right to dispute | 1 |
| Attempts to collect debt not owed | Debt was paid | 1 |
| Cont'd attempts collect debt not owed | Debt is not mine | 1 |
| Taking/threatening an illegal action | Seized/Attempted to seize property | 1 |
| Communication tactics | Threatened to take legal action | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
Where do complaints against GABA LAW CORPORATION come from?
The states where consumers have filed the most CFPB complaints against GABA LAW CORPORATION. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against GABA LAW CORPORATION
Across 4 states with at least one filing
- California
California
8 complaints
- Utah 1
Utah
1 complaints
- Oregon 1
Oregon
1 complaints
- Alabama 1
Alabama
1 complaints
Frequently Asked Questions
What is the most common complaint against GABA LAW CORPORATION? ▼
The most common issue consumers report about GABA LAW CORPORATION is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 12 complaints filed with the CFPB.
Are complaints against GABA LAW CORPORATION increasing or decreasing? ▼
Complaints against GABA LAW CORPORATION are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is GABA LAW CORPORATION's reputation grade? ▼
GABA LAW CORPORATION has a reputation grade of D (score: 53.0/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does GABA LAW CORPORATION respond to consumer complaints? ▼
GABA LAW CORPORATION has a 58% timely response rate to CFPB complaints. Consumers disputed the company's response in 38% of cases.
In how many states does GABA LAW CORPORATION operate? ▼
GABA LAW CORPORATION has received CFPB complaints from consumers in 4 states, with the most complaints from California (8 complaints).
What can I do if GABA LAW CORPORATION is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If GABA LAW CORPORATION violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |