Total CFPB complaints
61
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 61 complaints
Future Judgement Solutions — Debt Collector Complaint Profile
CFPB complaint profile across 28 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Future Judgement Solutions
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
33 complaints
- Attempts to collect debt not owed 12
Attempts to collect debt not owed
12 complaints
- Communication tactics 5
Communication tactics
5 complaints
- Threatened to contact someone or share information improperly 2
Threatened to contact someone or share information improperly
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
F
Grade F · 35.2/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Future Judgement Solutions?
Future Judgement Solutions has accumulated 61 total CFPB complaints across 28 states, with 25 filed in the most recent 12 months against 36 historical complaints before that window. The trailing-12-month volume represents 41.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened to sue you for very old debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 43% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 28 states, led by Texas with 6 and Florida with 6, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 35.2/100 places Future Judgement Solutions in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
25
41.0% of total history
Rising ↑
States active
28
Distinct state filings
Timely response rate
43%
Within CFPB SLA window
Reputation grade
F
35.2/100 composite
Response-quality profile
How Future Judgement Solutions performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 42.6%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 50.0%
Share of US states + territories with at least one filed complaint against this collector.
How does Future Judgement Solutions compare to its peers?
Future Judgement Solut… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-10 2026-03
Top Consumer Issues
Took or threatened to take negative or legal action33 (%)
Attempts to collect debt not owed12 (%)
Communication tactics5 (%)
Threatened to contact someone or share information improperly2 (%)
False statements or representation1 (%)
Most common issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 28 |
| Attempts to collect debt not owed | Debt was paid | 7 |
| Attempts to collect debt not owed | Debt is not yours | 5 |
| Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | 3 |
| Communication tactics | Frequent or repeated calls | 3 |
| Took or threatened to take negative or legal action | Seized or attempted to seize your property | 2 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 2 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 1 |
| False statements or representation | Indicated you were committing crime by not paying debt | 1 |
| Communication tactics | Used obscene, profane, or other abusive language | 1 |
Where do complaints against Future Judgement Solutions come from?
The states where consumers have filed the most CFPB complaints against Future Judgement Solutions. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Future Judgement Solutions
Across 28 states with at least one filing
- Texas
Texas
6 complaints
- Florida
Florida
6 complaints
- Pennsylvania
Pennsylvania
5 complaints
- New York
New York
5 complaints
- North Carolina
North Carolina
5 complaints
- California
California
4 complaints
- Wisconsin
Wisconsin
3 complaints
- South Carolina
South Carolina
3 complaints
Frequently Asked Questions
What is the most common complaint against Future Judgement Solutions? ▼
The most common issue consumers report about Future Judgement Solutions is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 61 complaints filed with the CFPB.
Are complaints against Future Judgement Solutions increasing or decreasing? ▼
Complaints against Future Judgement Solutions are rising. The company received 25 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Future Judgement Solutions's reputation grade? ▼
Future Judgement Solutions has a reputation grade of F (score: 35.2/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Future Judgement Solutions respond to consumer complaints? ▼
Future Judgement Solutions has a 43% timely response rate to CFPB complaints.
In how many states does Future Judgement Solutions operate? ▼
Future Judgement Solutions has received CFPB complaints from consumers in 28 states, with the most complaints from Texas (6 complaints).
What can I do if Future Judgement Solutions is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Future Judgement Solutions violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |