This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 28 complaints

Fuel Capital Group — Debt Collector Complaint Profile

CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about Fuel Capital Group

complaints
Source CFPB Consumer Complaint Database
D

Grade D · 59.2/100 composite

This collector has a poor complaint record with above-average complaints and below-average response rates.

What do CFPB complaints reveal about Fuel Capital Group?

Fuel Capital Group has accumulated 28 total CFPB complaints across 8 states, with 23 filed in the most recent 12 months against 5 historical complaints before that window. The trailing-12-month volume represents 82.1% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Took or threatened to take negative or legal action", narrowing to "Threatened or suggested your credit would be damaged", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 8 states, led by North Carolina with 11 and California with 9, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 59.2/100 places Fuel Capital Group in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

28

All-time across CCDB intake

Last 12 months

23

82.1% of total history

Rising ↑

States active

8

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Reputation grade

D

59.2/100 composite

Response-quality profile

How Fuel Capital Group performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

State coverage breadth 14.3%

Share of US states + territories with at least one filed complaint against this collector.

How does Fuel Capital Group compare to its peers?

How does Fuel Capital Group compare? Versus a peer and the national average across 60+ high-volume collectors
Fuel Capital Group National average
Complaints (last 12 mo)lower is better
23
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2023-03 2026-02

Top Consumer Issues

Took or threatened to take negative or legal action21 (%)
False statements or representation3 (%)
Communication tactics2 (%)
Attempts to collect debt not owed1 (%)
Written notification about debt1 (%)

Most common issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged 20
False statements or representation Attempted to collect wrong amount 2
Communication tactics Frequent or repeated calls 2
False statements or representation Impersonated attorney, law enforcement, or government official 1
Attempts to collect debt not owed Debt is not yours 1
Written notification about debt Didn't receive enough information to verify debt 1
Took or threatened to take negative or legal action Seized or attempted to seize your property 1

Where do complaints against Fuel Capital Group come from?

The states where consumers have filed the most CFPB complaints against Fuel Capital Group. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against Fuel Capital Group

Across 8 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against Fuel Capital Group?

The most common issue consumers report about Fuel Capital Group is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 28 complaints filed with the CFPB.

Are complaints against Fuel Capital Group increasing or decreasing?

Complaints against Fuel Capital Group are rising. The company received 23 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Fuel Capital Group's reputation grade?

Fuel Capital Group has a reputation grade of D (score: 59.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.

Does Fuel Capital Group respond to consumer complaints?

Fuel Capital Group has a 100% timely response rate to CFPB complaints.

In how many states does Fuel Capital Group operate?

Fuel Capital Group has received CFPB complaints from consumers in 8 states, with the most complaints from North Carolina (11 complaints).

What can I do if Fuel Capital Group is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Fuel Capital Group violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial