What is the most common complaint against Fredericksburg Credit Bureau, Inc (Closed)?

The most common issue consumers report about Fredericksburg Credit Bureau, Inc (Closed) is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 8 complaints filed with the CFPB.

Are complaints against Fredericksburg Credit Bureau, Inc (Closed) increasing or decreasing?

Complaints against Fredericksburg Credit Bureau, Inc (Closed) are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Fredericksburg Credit Bureau, Inc (Closed)'s reputation grade?

Fredericksburg Credit Bureau, Inc (Closed) has a reputation grade of B (score: 66.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Fredericksburg Credit Bureau, Inc (Closed) respond to consumer complaints?

Fredericksburg Credit Bureau, Inc (Closed) has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 38% of cases.

In how many states does Fredericksburg Credit Bureau, Inc (Closed) operate?

Fredericksburg Credit Bureau, Inc (Closed) has received CFPB complaints from consumers in 3 states, with the most complaints from Virginia (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Fredericksburg Credit Bureau, Inc (Closed) - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

4
Disclosure verification of debt

4

Data updated September 2026

CFPB complaint disposition

CCDB record fredericksburg-credit-bureau-inc-closed Fredericksburg Credit Bureau, Inc (Closed)

Grade B · 8 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #2703 · compose #1658

VOL 8
GRADE B
12MO 0
STATES 3
TIMELY 100%
DISPUTE 38%
ISSUE Cont'd attempts collect de…
RANK #2,703
COMPOSE #1,658

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Fredericksburg Credit Bureau, Inc (Closed)'s 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of Fredericksburg Credit Bureau, Inc (Closed)'s CFPB filings land in Virginia

High volume does not equal a clean composite: Fredericksburg Credit Bureau, Inc (Closed) is volume #2,703 but composite #1,658, while Virginia dominates the geography. Corpus placement method.

Dominant state: Virginia 75.0%; 6 of 8 filings · 3 states touched
Spike month: 2025-05 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,703 volume; #1,658 composite; Cleanest-composite ladder is 1,045 places better than volume

How does Fredericksburg Credit Bureau, Inc (Closed) compare to its peers?

How does Fredericksburg Credit Bureau, Inc (Closed) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Fredericksburg Credit … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

63%

91%

Consumer-dispute ratelower is better

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-05 2025-11

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	4
Disclosure verification of debt	4

Where do complaints against Fredericksburg Credit Bureau, Inc (Closed) come from?

Fredericksburg Credit Bureau, Inc (Closed)'s own per-state count, not a national baseline.

Virginia

6
Georgia

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Fredericksburg Credit Bureau, Inc (Closed): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Fredericksburg Credit Bureau, Inc (Closed): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.