Total CFPB complaints
261
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 261 complaints
Forster & Garbus LLP — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Forster & Garbus LLP
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
43 complaints
- Written notification about debt
Written notification about debt
34 complaints
- False statements or representation
False statements or representation
20 complaints
- Disclosure verification of debt
Disclosure verification of debt
20 complaints
- Attempts to collect debt not owed 15
Attempts to collect debt not owed
15 complaints
- Cont'd attempts collect debt not owed 14
Cont'd attempts collect debt not owed
14 complaints
D
Grade D · 56.6/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about Forster & Garbus LLP?
Forster & Garbus LLP has accumulated 261 total CFPB complaints across 13 states, with 0 filed in the most recent 12 months against 261 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Written notification about debt", narrowing to "Didn't receive enough information to verify debt", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 23% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by New York with 235 and New Jersey with 7, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 56.6/100 places Forster & Garbus LLP in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Falling ↓
States active
13
Distinct state filings
Timely response rate
98%
Within CFPB SLA window
Consumer disputes
23%
After company response
Reputation grade
D
56.6/100 composite
Response-quality profile
How Forster & Garbus LLP performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 97.7%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 46.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does Forster & Garbus LLP compare to its peers?
Forster & Garbus LLP National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2022-01 2024-03
Top Consumer Issues
Written notification about debt34 (%)
Took or threatened to take negative or legal action43 (%)
False statements or representation20 (%)
Disclosure verification of debt20 (%)
Attempts to collect debt not owed15 (%)
Cont'd attempts collect debt not owed14 (%)
Communication tactics13 (%)
Taking/threatening an illegal action10 (%)
Most common issue: Written notification about debt — Didn't receive enough information to verify debt
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Written notification about debt | Didn't receive enough information to verify debt | 23 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 22 |
| Took or threatened to take negative or legal action | Sued you without properly notifying you of lawsuit | 21 |
| False statements or representation | Attempted to collect wrong amount | 20 |
| Disclosure verification of debt | Not given enough info to verify debt | 20 |
| Attempts to collect debt not owed | Debt is not yours | 15 |
| Cont'd attempts collect debt not owed | Debt is not mine | 14 |
| Communication tactics | Frequent or repeated calls | 13 |
| Written notification about debt | Didn't receive notice of right to dispute | 11 |
| Taking/threatening an illegal action | Sued w/o proper notification of suit | 10 |
Where do complaints against Forster & Garbus LLP come from?
The states where consumers have filed the most CFPB complaints against Forster & Garbus LLP. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Forster & Garbus LLP
Across 13 states with at least one filing
- New York
New York
235 complaints
- New Jersey 7
New Jersey
7 complaints
- Florida 3
Florida
3 complaints
- North Carolina 2
North Carolina
2 complaints
- Texas 2
Texas
2 complaints
- South Carolina 2
South Carolina
2 complaints
- New Mexico 2
New Mexico
2 complaints
- Michigan 1
Michigan
1 complaints
Frequently Asked Questions
What is the most common complaint against Forster & Garbus LLP? ▼
The most common issue consumers report about Forster & Garbus LLP is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 261 complaints filed with the CFPB.
Are complaints against Forster & Garbus LLP increasing or decreasing? ▼
Complaints against Forster & Garbus LLP are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.
What is Forster & Garbus LLP's reputation grade? ▼
Forster & Garbus LLP has a reputation grade of D (score: 56.6/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does Forster & Garbus LLP respond to consumer complaints? ▼
Forster & Garbus LLP has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.
In how many states does Forster & Garbus LLP operate? ▼
Forster & Garbus LLP has received CFPB complaints from consumers in 13 states, with the most complaints from New York (235 complaints).
What can I do if Forster & Garbus LLP is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Forster & Garbus LLP violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |