Total CFPB complaints
10
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 10 complaints
Fitzgerald Goldman & Associates, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 8 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Fitzgerald Goldman & Associates, Inc.
- Communication tactics
Communication tactics
4 complaints
- Improper contact or sharing of info
Improper contact or sharing of info
2 complaints
- Taking/threatening an illegal action
Taking/threatening an illegal action
2 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Cont'd attempts collect debt not owed 1
Cont'd attempts collect debt not owed
1 complaints
F
Grade F · 47.7/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Fitzgerald Goldman & Associates, Inc.?
Fitzgerald Goldman & Associates, Inc. has accumulated 10 total CFPB complaints across 8 states, with 0 filed in the most recent 12 months against 10 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 20% timely-response rate against a 10% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 8 states, led by Maryland with 2 and Texas with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 47.7/100 places Fitzgerald Goldman & Associates, Inc. in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
8
Distinct state filings
Timely response rate
20%
Within CFPB SLA window
Consumer disputes
10%
After company response
Reputation grade
F
47.7/100 composite
Response-quality profile
How Fitzgerald Goldman & Associates, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 20.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 20.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 14.3%
Share of US states + territories with at least one filed complaint against this collector.
How does Fitzgerald Goldman & Associates, Inc. compare to its peers?
Fitzgerald Goldman & A… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2015-06 2016-01
Top Consumer Issues
Communication tactics4 (%)
Improper contact or sharing of info2 (%)
Taking/threatening an illegal action2 (%)
False statements or representation1 (%)
Cont'd attempts collect debt not owed1 (%)
Most common issue: Communication tactics — Frequent or repeated calls
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Communication tactics | Frequent or repeated calls | 2 |
| Communication tactics | Called outside of 8am-9pm | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Taking/threatening an illegal action | Seized/Attempted to seize property | 1 |
| Communication tactics | Threatened to take legal action | 1 |
| False statements or representation | Impersonated an attorney or official | 1 |
| Cont'd attempts collect debt not owed | Debt was paid | 1 |
| Taking/threatening an illegal action | Threatened arrest/jail if do not pay | 1 |
| Improper contact or sharing of info | Contacted employer after asked not to | 1 |
Where do complaints against Fitzgerald Goldman & Associates, Inc. come from?
The states where consumers have filed the most CFPB complaints against Fitzgerald Goldman & Associates, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Fitzgerald Goldman & Associates, Inc.
Across 8 states with at least one filing
- Maryland
Maryland
2 complaints
- Texas
Texas
2 complaints
- Florida
Florida
1 complaints
- Nebraska
Nebraska
1 complaints
- Massachusetts
Massachusetts
1 complaints
- North Carolina
North Carolina
1 complaints
- Wisconsin
Wisconsin
1 complaints
- Louisiana
Louisiana
1 complaints
Frequently Asked Questions
What is the most common complaint against Fitzgerald Goldman & Associates, Inc.? ▼
The most common issue consumers report about Fitzgerald Goldman & Associates, Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 10 complaints filed with the CFPB.
Are complaints against Fitzgerald Goldman & Associates, Inc. increasing or decreasing? ▼
Complaints against Fitzgerald Goldman & Associates, Inc. have been stable. The company received 0 complaints in the last 12 months.
What is Fitzgerald Goldman & Associates, Inc.'s reputation grade? ▼
Fitzgerald Goldman & Associates, Inc. has a reputation grade of F (score: 47.7/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Fitzgerald Goldman & Associates, Inc. respond to consumer complaints? ▼
Fitzgerald Goldman & Associates, Inc. has a 20% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.
In how many states does Fitzgerald Goldman & Associates, Inc. operate? ▼
Fitzgerald Goldman & Associates, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from Maryland (2 complaints).
What can I do if Fitzgerald Goldman & Associates, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Fitzgerald Goldman & Associates, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |