This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 55 complaints

First Recovery Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade F.

Complaints by issue type

What consumers report about First Recovery Solutions, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

F

Grade F · 33.2/100 composite

This collector has a failing complaint record with very high complaint volumes and poor response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of F: First Recovery Solutions, Inc. ranks ahead of 1% of the 5,283 collectors PlainCollector grades - 99% keep a cleaner CFPB record, on 55 all-time complaints and a 0% timely-response rate.

1st pct
reputation rank of 5,283 graded collectors
55
CFPB complaints, all-time
0%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about First Recovery Solutions, Inc.?

First Recovery Solutions, Inc. has accumulated 55 total CFPB complaints across 26 states, with 0 filed in the most recent 12 months against 55 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine". The company posts a 0% timely-response rate against a 0% consumer-dispute-after-response rate.

Complaints have been recorded across 26 states, led by Maryland with 7 and New Jersey with 5. Normalized against the full CFPB collector database, the reputation score of 33.2/100 places First Recovery Solutions, Inc. in grade band F.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

55

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

26

multi-region footprint

Timely response rate

0%

below sla band

Consumer disputes

0%

low (vertical avg ~19%)

Reputation grade

F

33.2/100 composite

How does First Recovery Solutions, Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

33 Bottom 1% higher than 1% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). This entry sits in this band. 40–50: 583 graded collectors (11%). Above this entry. 50–60: 1,469 graded collectors (28%). Above this entry. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

First Recovery Solutions, Inc. versus the debt-collection vertical average.

Timely response within SLA 0.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 46.4%

Share of US states + territories with at least one filed complaint against this collector.

How does First Recovery Solutions, Inc. compare to its peers?

How does First Recovery Solutions, Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
First Recovery Solutio… National average
Complaints (last 12 mo)lower is better
0
1
268
Timely-response ratehigher is better
0%
95%
91%
Consumer-dispute ratelower is better
0%
33%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-05 2024-01

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed - 23
Communication tactics - 14
Disclosure verification of debt - 7
Taking/threatening an illegal action - 5
Improper contact or sharing of info - 4
Attempts to collect debt not owed - 1
Took or threatened to take negative or legal action - 1

Where do complaints against First Recovery Solutions, Inc. come from?

First Recovery Solutions, Inc.'s own per-state count, not a national baseline.

Top states by complaints against First Recovery Solutions, Inc.

Across 26 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if First Recovery Solutions, Inc. contacts you

A grade of F signals how First Recovery Solutions, Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really First Recovery Solutions, Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how First Recovery Solutions, Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against First Recovery Solutions, Inc.? ▼

The most common issue consumers report about First Recovery Solutions, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 55 complaints filed with the CFPB.

Are complaints against First Recovery Solutions, Inc. increasing or decreasing? ▼

Complaints against First Recovery Solutions, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is First Recovery Solutions, Inc.'s reputation grade? ▼

First Recovery Solutions, Inc. has a reputation grade of F (score: 33.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Recovery Solutions, Inc. respond to consumer complaints? ▼

First Recovery Solutions, Inc. has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does First Recovery Solutions, Inc. operate? ▼

First Recovery Solutions, Inc. has received CFPB complaints from consumers in 26 states, with the most complaints from Maryland (7 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.