Total CFPB complaints
5
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 5 complaints
FinFit Holding Co, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 4 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about FinFit Holding Co, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- Communication tactics
Communication tactics
1 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
1 complaints
- False statements or representation
False statements or representation
1 complaints
B
Grade B · 70.5/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about FinFit Holding Co, LLC?
FinFit Holding Co, LLC has accumulated 5 total CFPB complaints across 4 states, with 3 filed in the most recent 12 months against 2 historical complaints before that window. The trailing-12-month volume represents 60.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 4 states, led by Hawaii with 2 and Oregon with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 70.5/100 places FinFit Holding Co, LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
60.0% of total history
Rising ↑
States active
4
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
B
70.5/100 composite
Response-quality profile
How FinFit Holding Co, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 7.1%
Share of US states + territories with at least one filed complaint against this collector.
How does FinFit Holding Co, LLC compare to its peers?
FinFit Holding Co, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-09 2026-01
Top Consumer Issues
Attempts to collect debt not owed2 (%)
Communication tactics1 (%)
Took or threatened to take negative or legal action1 (%)
False statements or representation1 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 2 |
| Communication tactics | Called before 8am or after 9pm | 1 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
Where do complaints against FinFit Holding Co, LLC come from?
The states where consumers have filed the most CFPB complaints against FinFit Holding Co, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against FinFit Holding Co, LLC
Across 4 states with at least one filing
- Hawaii
Hawaii
2 complaints
- Oregon
Oregon
1 complaints
- California
California
1 complaints
- Ohio
Ohio
1 complaints
Frequently Asked Questions
What is the most common complaint against FinFit Holding Co, LLC? ▼
The most common issue consumers report about FinFit Holding Co, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 5 complaints filed with the CFPB.
Are complaints against FinFit Holding Co, LLC increasing or decreasing? ▼
Complaints against FinFit Holding Co, LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is FinFit Holding Co, LLC's reputation grade? ▼
FinFit Holding Co, LLC has a reputation grade of B (score: 70.5/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does FinFit Holding Co, LLC respond to consumer complaints? ▼
FinFit Holding Co, LLC has a 100% timely response rate to CFPB complaints.
In how many states does FinFit Holding Co, LLC operate? ▼
FinFit Holding Co, LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Hawaii (2 complaints).
What can I do if FinFit Holding Co, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If FinFit Holding Co, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |