Total CFPB complaints
20
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 20 complaints
Financial Asset Resolution, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 13 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Financial Asset Resolution, LLC
- Communication tactics
Communication tactics
8 complaints
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
7 complaints
- Improper contact or sharing of info 3
Improper contact or sharing of info
3 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Taking/threatening an illegal action 1
Taking/threatening an illegal action
1 complaints
F
Grade F · 51.6/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Financial Asset Resolution, LLC?
Financial Asset Resolution, LLC has accumulated 20 total CFPB complaints across 13 states, with 0 filed in the most recent 12 months against 20 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 40% timely-response rate against a 5% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 13 states, led by Ohio with 3 and Texas with 3, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 51.6/100 places Financial Asset Resolution, LLC in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
13
Distinct state filings
Timely response rate
40%
Within CFPB SLA window
Consumer disputes
5%
After company response
Reputation grade
F
51.6/100 composite
Response-quality profile
How Financial Asset Resolution, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 40.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 10.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 23.2%
Share of US states + territories with at least one filed complaint against this collector.
How does Financial Asset Resolution, LLC compare to its peers?
Financial Asset Resolu… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2013-09 2014-10
Top Consumer Issues
Cont'd attempts collect debt not owed7 (%)
Communication tactics8 (%)
False statements or representation1 (%)
Improper contact or sharing of info3 (%)
Taking/threatening an illegal action1 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 6 |
| Communication tactics | Frequent or repeated calls | 6 |
| Communication tactics | Used obscene/profane/abusive language | 1 |
| Communication tactics | Called after sent written cease of comm | 1 |
| False statements or representation | Attempted to collect wrong amount | 1 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 1 |
| Improper contact or sharing of info | Talked to a third party about my debt | 1 |
| Improper contact or sharing of info | Contacted employer after asked not to | 1 |
| Improper contact or sharing of info | Contacted me after I asked not to | 1 |
| Taking/threatening an illegal action | Threatened to sue on too old debt | 1 |
Where do complaints against Financial Asset Resolution, LLC come from?
The states where consumers have filed the most CFPB complaints against Financial Asset Resolution, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Financial Asset Resolution, LLC
Across 13 states with at least one filing
- Ohio
Ohio
3 complaints
- Texas
Texas
3 complaints
- Louisiana
Louisiana
2 complaints
- South Carolina
South Carolina
2 complaints
- Maryland 1
Maryland
1 complaints
- New Jersey 1
New Jersey
1 complaints
- Pennsylvania 1
Pennsylvania
1 complaints
- West Virginia 1
West Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Financial Asset Resolution, LLC? ▼
The most common issue consumers report about Financial Asset Resolution, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 20 complaints filed with the CFPB.
Are complaints against Financial Asset Resolution, LLC increasing or decreasing? ▼
Complaints against Financial Asset Resolution, LLC have been stable. The company received 0 complaints in the last 12 months.
What is Financial Asset Resolution, LLC's reputation grade? ▼
Financial Asset Resolution, LLC has a reputation grade of F (score: 51.6/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Financial Asset Resolution, LLC respond to consumer complaints? ▼
Financial Asset Resolution, LLC has a 40% timely response rate to CFPB complaints. Consumers disputed the company's response in 5% of cases.
In how many states does Financial Asset Resolution, LLC operate? ▼
Financial Asset Resolution, LLC has received CFPB complaints from consumers in 13 states, with the most complaints from Ohio (3 complaints).
What can I do if Financial Asset Resolution, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Financial Asset Resolution, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |