This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 206 complaints

Financial Asset Management Systems Inc - Debt Collector Complaint Profile

CFPB complaint profile across 36 states, reputation grade C.

Complaints by issue type

What consumers report about Financial Asset Management Systems Inc

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 59.6/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Financial Asset Management Systems Inc ranks ahead of 41% of the 5,283 collectors PlainCollector grades - 59% keep a cleaner CFPB record, on 206 all-time complaints and a 100% timely-response rate.

41st pct
reputation rank of 5,283 graded collectors
206
CFPB complaints, all-time
100%
answered inside the CFPB window
4
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Financial Asset Management Systems Inc?

Financial Asset Management Systems Inc has accumulated 206 total CFPB complaints across 36 states, with 4 filed in the most recent 12 months against 202 historical complaints before that window. The trailing-12-month volume represents 1.9% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Communication tactics", narrowing to "Frequent or repeated calls". The company posts a 100% timely-response rate against a 16% consumer-dispute-after-response rate.

Complaints have been recorded across 36 states, led by California with 39 and Georgia with 26. Normalized against the full CFPB collector database, the reputation score of 59.6/100 places Financial Asset Management Systems Inc in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

206

mid-volume (CCDB)

Last 12 months

4

1.9% of all-time complaints

Falling ↓

States active

36

multi-region footprint

Timely response rate

100%

excellent band

Consumer disputes

16%

average (vertical avg ~19%)

Reputation grade

C

59.6/100 composite

How does Financial Asset Management Systems Inc's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 41st percentile higher than 41% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). This entry sits in this band. 60–70: 1,364 graded collectors (26%). Above this entry. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Financial Asset Management Systems Inc versus the debt-collection vertical average.

Timely response within SLA 99.5%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 15.7%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 64.3%

Share of US states + territories with at least one filed complaint against this collector.

How does Financial Asset Management Systems Inc compare to its peers?

How does Financial Asset Management Systems Inc compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Financial Asset Manage… National average
Complaints (last 12 mo)lower is better
4
50
268
Timely-response ratehigher is better
100%
97%
91%
Consumer-dispute ratelower is better
16%
12%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue Sub-Issue Complaints
Communication tactics - 55
Attempts to collect debt not owed - 39
False statements or representation - 22
Cont'd attempts collect debt not owed - 21
Improper contact or sharing of info - 20
Disclosure verification of debt - 16
Written notification about debt - 15
Took or threatened to take negative or legal action - 8
Threatened to contact someone or share information improperly - 5
Taking/threatening an illegal action - 5

Where do complaints against Financial Asset Management Systems Inc come from?

Financial Asset Management Systems Inc's own per-state count, not a national baseline.

Top states by complaints against Financial Asset Management Systems Inc

Across 36 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Financial Asset Management Systems Inc contacts you

A grade of C signals how Financial Asset Management Systems Inc's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Financial Asset Management Systems Inc and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Financial Asset Management Systems Inc ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Financial Asset Management Systems Inc? ▼

The most common issue consumers report about Financial Asset Management Systems Inc is "Communication tactics", specifically "Frequent or repeated calls". This is based on 206 complaints filed with the CFPB.

Are complaints against Financial Asset Management Systems Inc increasing or decreasing? ▼

Complaints against Financial Asset Management Systems Inc are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.

What is Financial Asset Management Systems Inc's reputation grade? ▼

Financial Asset Management Systems Inc has a reputation grade of C (score: 59.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Financial Asset Management Systems Inc respond to consumer complaints? ▼

Financial Asset Management Systems Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 16% of cases.

In how many states does Financial Asset Management Systems Inc operate? ▼

Financial Asset Management Systems Inc has received CFPB complaints from consumers in 36 states, with the most complaints from California (39 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.