Total CFPB complaints
333
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 333 complaints
F.H. Cann & Associates, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 39 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about F.H. Cann & Associates, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
119 complaints
- Written notification about debt
Written notification about debt
61 complaints
- False statements or representation 38
False statements or representation
38 complaints
- Communication tactics 32
Communication tactics
32 complaints
- Took or threatened to take negative or legal action 16
Took or threatened to take negative or legal action
16 complaints
- Threatened to contact someone or share information improperly 8
Threatened to contact someone or share information improperly
8 complaints
D
Grade D · 54.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about F.H. Cann & Associates, Inc.?
F.H. Cann & Associates, Inc. has accumulated 333 total CFPB complaints across 39 states, with 123 filed in the most recent 12 months against 210 historical complaints before that window. The trailing-12-month volume represents 36.9% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 98% timely-response rate against a 28% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 39 states, led by Texas with 31 and Georgia with 30, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 54.8/100 places F.H. Cann & Associates, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
123
36.9% of total history
Rising ↑
States active
39
Distinct state filings
Timely response rate
98%
Within CFPB SLA window
Consumer disputes
28%
After company response
Reputation grade
D
54.8/100 composite
Response-quality profile
How F.H. Cann & Associates, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 97.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 56.0%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 69.6%
Share of US states + territories with at least one filed complaint against this collector.
How does F.H. Cann & Associates, Inc. compare to its peers?
F.H. Cann & Associates… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-04 2026-03
Top Consumer Issues
Attempts to collect debt not owed119 (%)
Written notification about debt61 (%)
False statements or representation38 (%)
Communication tactics32 (%)
Took or threatened to take negative or legal action16 (%)
Threatened to contact someone or share information improperly8 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 79 |
| Written notification about debt | Didn't receive enough information to verify debt | 39 |
| False statements or representation | Attempted to collect wrong amount | 38 |
| Attempts to collect debt not owed | Debt was result of identity theft | 29 |
| Communication tactics | Frequent or repeated calls | 23 |
| Written notification about debt | Didn't receive notice of right to dispute | 22 |
| Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | 16 |
| Attempts to collect debt not owed | Debt was paid | 11 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 9 |
| Threatened to contact someone or share information improperly | Talked to a third-party about your debt | 8 |
Where do complaints against F.H. Cann & Associates, Inc. come from?
The states where consumers have filed the most CFPB complaints against F.H. Cann & Associates, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against F.H. Cann & Associates, Inc.
Across 39 states with at least one filing
- Texas
Texas
31 complaints
- Georgia
Georgia
30 complaints
- Florida
Florida
29 complaints
- California
California
22 complaints
- Illinois
Illinois
18 complaints
- Pennsylvania
Pennsylvania
16 complaints
- Massachusetts
Massachusetts
14 complaints
- New York
New York
13 complaints
Frequently Asked Questions
What is the most common complaint against F.H. Cann & Associates, Inc.? ▼
The most common issue consumers report about F.H. Cann & Associates, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 333 complaints filed with the CFPB.
Are complaints against F.H. Cann & Associates, Inc. increasing or decreasing? ▼
Complaints against F.H. Cann & Associates, Inc. are rising. The company received 123 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is F.H. Cann & Associates, Inc.'s reputation grade? ▼
F.H. Cann & Associates, Inc. has a reputation grade of D (score: 54.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does F.H. Cann & Associates, Inc. respond to consumer complaints? ▼
F.H. Cann & Associates, Inc. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.
In how many states does F.H. Cann & Associates, Inc. operate? ▼
F.H. Cann & Associates, Inc. has received CFPB complaints from consumers in 39 states, with the most complaints from Texas (31 complaints).
What can I do if F.H. Cann & Associates, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If F.H. Cann & Associates, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |