This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

2026 CFPB data Public-data reference. FDCPA reference 1 complaints

FAN Distributing, LLC — Debt Collector Complaint Profile

CFPB complaint profile across 1 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.

Complaints by issue type

What consumers report about FAN Distributing, LLC

complaints
Source CFPB Consumer Complaint Database
A

Grade A · 96.2/100 composite

This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

What do CFPB complaints reveal about FAN Distributing, LLC?

FAN Distributing, LLC has accumulated 1 total CFPB complaints across 1 states, with 0 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.

The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate against a 0% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.

Complaints have been recorded across 1 states, led by Florida with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 96.2/100 places FAN Distributing, LLC in grade band A, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.

Complaint Summary

Total CFPB complaints

1

All-time across CCDB intake

Last 12 months

0

0.0% of total history

Stable →

States active

1

Distinct state filings

Timely response rate

100%

Within CFPB SLA window

Consumer disputes

0%

After company response

Reputation grade

A

96.2/100 composite

Response-quality profile

How FAN Distributing, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.

Timely response within SLA 100.0%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 0.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 1.8%

Share of US states + territories with at least one filed complaint against this collector.

How does FAN Distributing, LLC compare to its peers?

How does FAN Distributing, LLC compare? Versus a peer and the national average across 60+ high-volume collectors
FAN Distributing, LLC National average
Complaints (last 12 mo)lower is better
0
22,938
250
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
24%
19%

Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.

Complaint Trend (24 months)

2017-01 2017-01

Top Consumer Issues

Cont'd attempts collect debt not owed1 (%)

Most common issue: Cont'd attempts collect debt not owed — Debt is not mine

Know Your Rights

If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.

Learn your full FDCPA rights →

Issue Detail Breakdown

Issue Sub-Issue Complaints
Cont'd attempts collect debt not owed Debt is not mine 1

Where do complaints against FAN Distributing, LLC come from?

The states where consumers have filed the most CFPB complaints against FAN Distributing, LLC. Every figure is the company's own complaint count in that state — not a national baseline.

Top states by complaints against FAN Distributing, LLC

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Frequently Asked Questions

What is the most common complaint against FAN Distributing, LLC?

The most common issue consumers report about FAN Distributing, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 1 complaints filed with the CFPB.

Are complaints against FAN Distributing, LLC increasing or decreasing?

Complaints against FAN Distributing, LLC have been stable. The company received 0 complaints in the last 12 months.

What is FAN Distributing, LLC's reputation grade?

FAN Distributing, LLC has a reputation grade of A (score: 96.2/100). This collector has an excellent complaint record — very few complaints relative to its size, with high response rates.

Does FAN Distributing, LLC respond to consumer complaints?

FAN Distributing, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does FAN Distributing, LLC operate?

FAN Distributing, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Florida (1 complaints).

What can I do if FAN Distributing, LLC is contacting me?

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If FAN Distributing, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.

Consumer Guides

Primary source data

Related

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial