This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 44 complaints

Falls Collection Service Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Complaints by issue type

What consumers report about Falls Collection Service Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 61.2/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Falls Collection Service Inc. ranks ahead of 47% of the 5,283 collectors PlainCollector grades - 53% keep a cleaner CFPB record, on 44 all-time complaints and a 91% timely-response rate.

47th pct
reputation rank of 5,283 graded collectors
44
CFPB complaints, all-time
91%
answered inside the CFPB window
0
in the last 12 months (falling)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Falls Collection Service Inc.?

Falls Collection Service Inc. has accumulated 44 total CFPB complaints across 5 states, with 0 filed in the most recent 12 months against 44 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Didn't receive enough information to verify debt". The company posts a 91% timely-response rate against a 20% consumer-dispute-after-response rate.

Complaints have been recorded across 5 states, led by Illinois with 20 and Wisconsin with 17. Normalized against the full CFPB collector database, the reputation score of 61.2/100 places Falls Collection Service Inc. in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

44

low-volume (CCDB)

Last 12 months

0

0.0% of all-time complaints

Falling ↓

States active

5

regional footprint

Timely response rate

91%

good band

Consumer disputes

20%

elevated (vertical avg ~19%)

Reputation grade

C

61.2/100 composite

How does Falls Collection Service Inc.'s reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

61 47th percentile higher than 47% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Falls Collection Service Inc. versus the debt-collection vertical average.

Timely response within SLA 90.9%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 20.0%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 8.9%

Share of US states + territories with at least one filed complaint against this collector.

How does Falls Collection Service Inc. compare to its peers?

How does Falls Collection Service Inc. compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Falls Collection Servi… National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
91%
100%
91%
Consumer-dispute ratelower is better
20%
39%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-10 2025-10

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 13
Written notification about debt - 10
Disclosure verification of debt - 8
False statements or representation - 5
Took or threatened to take negative or legal action - 4
Cont'd attempts collect debt not owed - 3
Communication tactics - 1

Where do complaints against Falls Collection Service Inc. come from?

Falls Collection Service Inc.'s own per-state count, not a national baseline.

Top states by complaints against Falls Collection Service Inc.

Across 5 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Falls Collection Service Inc. contacts you

A grade of C signals how Falls Collection Service Inc.'s CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Falls Collection Service Inc. and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Falls Collection Service Inc. ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Falls Collection Service Inc.? ▼

The most common issue consumers report about Falls Collection Service Inc. is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 44 complaints filed with the CFPB.

Are complaints against Falls Collection Service Inc. increasing or decreasing? ▼

Complaints against Falls Collection Service Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Falls Collection Service Inc.'s reputation grade? ▼

Falls Collection Service Inc. has a reputation grade of C (score: 61.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Falls Collection Service Inc. respond to consumer complaints? ▼

Falls Collection Service Inc. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Falls Collection Service Inc. operate? ▼

Falls Collection Service Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from Illinois (20 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.