This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 146 complaints

Fairway Capital Recovery, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 25 states, reputation grade C.

Complaints by issue type

What consumers report about Fairway Capital Recovery, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated July 2026

C

Grade C · 60.4/100 composite

This collector has an average complaint record with moderate complaint volumes and typical response rates.

Based on consumer-filed CFPB complaints, not proven violations or a court finding of wrongdoing.

The verdict

A reputation grade of C: Fairway Capital Recovery, LLC ranks ahead of 44% of the 5,283 collectors PlainCollector grades - 56% keep a cleaner CFPB record, on 146 all-time complaints and a 99% timely-response rate.

44th pct
reputation rank of 5,283 graded collectors
146
CFPB complaints, all-time
99%
answered inside the CFPB window
49
in the last 12 months (rising)

Grades are relative: every collector is ranked against the others, so an A reflects a cleaner record than peers, not a clean bill of conduct. A complaint is a consumer filing, not a proven violation.

What do CFPB complaints reveal about Fairway Capital Recovery, LLC?

Fairway Capital Recovery, LLC has accumulated 146 total CFPB complaints across 25 states, with 49 filed in the most recent 12 months against 97 historical complaints before that window. The trailing-12-month volume represents 33.6% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.

The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours". The company posts a 99% timely-response rate against a 18% consumer-dispute-after-response rate.

Complaints have been recorded across 25 states, led by North Carolina with 36 and Ohio with 33. Normalized against the full CFPB collector database, the reputation score of 60.4/100 places Fairway Capital Recovery, LLC in grade band C.

How to read a complaint count →

Complaint Summary

Total CFPB complaints

146

mid-volume (CCDB)

Last 12 months

49

33.6% of all-time complaints

Rising ↑

States active

25

multi-region footprint

Timely response rate

99%

excellent band

Consumer disputes

18%

average (vertical avg ~19%)

Reputation grade

C

60.4/100 composite

How does Fairway Capital Recovery, LLC's reputation rank nationally?

Reputation score vs. every graded collector

PlainCollector composite reputation score (0–100, higher = cleaner CFPB record)

60 44th percentile higher than 44% of 5,283 graded collectors

0–10: 0 graded collectors (0%). Below this entry. 10–20: 3 graded collectors (0%). Below this entry. 20–30: 29 graded collectors (1%). Below this entry. 30–40: 160 graded collectors (3%). Below this entry. 40–50: 583 graded collectors (11%). Below this entry. 50–60: 1,469 graded collectors (28%). Below this entry. 60–70: 1,364 graded collectors (26%). This entry sits in this band. 70–80: 871 graded collectors (16%). Above this entry. 80–90: 660 graded collectors (12%). Above this entry. 90–100: 144 graded collectors (3%). Above this entry. This collector 0 100 every graded collector, bucketed by value

Each bar is a band; taller bars hold more graded collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCollector composite of CFPB Consumer Complaint Database · 2013–2026

Response-quality profile

Fairway Capital Recovery, LLC versus the debt-collection vertical average.

Timely response within SLA 99.3%
Vertical avg

CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.

Consumer dispute rate (post-response) 17.6%
Vertical avg

Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.

State coverage breadth 44.6%

Share of US states + territories with at least one filed complaint against this collector.

How does Fairway Capital Recovery, LLC compare to its peers?

How does Fairway Capital Recovery, LLC compare? Versus a similar-volume peer and the national average, drawn from 10 collectors with a comparable complaint count
Fairway Capital Recove… National average
Complaints (last 12 mo)lower is better
49
14
268
Timely-response ratehigher is better
99%
99%
91%
Consumer-dispute ratelower is better
18%
15%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-02 2018-07

Issue Detail Breakdown

Issue Sub-Issue Complaints
Attempts to collect debt not owed - 44
Written notification about debt - 29
False statements or representation - 25
Took or threatened to take negative or legal action - 18
Communication tactics - 17
Cont'd attempts collect debt not owed - 4
Electronic communications - 3
Threatened to contact someone or share information improperly - 2
Improper contact or sharing of info - 2
Disclosure verification of debt - 1

Where do complaints against Fairway Capital Recovery, LLC come from?

Fairway Capital Recovery, LLC's own per-state count, not a national baseline.

Top states by complaints against Fairway Capital Recovery, LLC

Across 25 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

What to do if Fairway Capital Recovery, LLC contacts you

A grade of C signals how Fairway Capital Recovery, LLC's CFPB record compares to peers, here is how to act on it.

  • Demand written debt validation within 30 days of first contact, collectors must prove the debt is yours. Validation letter
  • Confirm the caller is really Fairway Capital Recovery, LLC and not an impostor before paying anything. Verify a collector
  • Know your FDCPA rights, you can stop calls and report harassment. Your rights
  • See how Fairway Capital Recovery, LLC ranks against every other collector by complaint record. Browse rankings

Complaint counts and grades reflect the public CFPB record, not a regulator's finding of wrongdoing or legal advice. For your specific situation, consult a licensed attorney.

Frequently Asked Questions

What is the most common complaint against Fairway Capital Recovery, LLC? ▼

The most common issue consumers report about Fairway Capital Recovery, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 146 complaints filed with the CFPB.

Are complaints against Fairway Capital Recovery, LLC increasing or decreasing? ▼

Complaints against Fairway Capital Recovery, LLC are rising. The company received 49 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Fairway Capital Recovery, LLC's reputation grade? ▼

Fairway Capital Recovery, LLC has a reputation grade of C (score: 60.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Fairway Capital Recovery, LLC respond to consumer complaints? ▼

Fairway Capital Recovery, LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does Fairway Capital Recovery, LLC operate? ▼

Fairway Capital Recovery, LLC has received CFPB complaints from consumers in 25 states, with the most complaints from North Carolina (36 complaints).

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.